DIGITAL LIFE CERTIFICATE - JEEVAN PRAMAN 
​A Doorstep Service from IPPB 

LIFE CERTIFICATES FOR PENSIONERS

NOW SUPER SENIOR CITIZENS CAN SUBMIT LIFE CERTIFICATES FOR 2023 

Dated 06.10.2023 :   Now employers are receiving life certificates for 2023   from the super senior citizen -pensioners aged 80 years and above . Other pensioners can submit the life certificates from 1st November , 2023 to   30th November 2023 . 

Various modes are available for submitting the life certificates and you can explore the below article . 

​​More than One Crore families in India can be classified as pensioner families, where the pension disbursed by the various government bodies forms the basis for their income and sustainability. There are about Fifty Lakh pensioners of the Central Government and a similar number of the various State and UT Governments and various other government agencies. This includes pensioners from the various public sector enterprises. In addition to this Army and Defence Personnel drawing pension exceeds Twenty-five lakhs.

One of the major requisite for the pensioners post their retirement from service, is to provide life certificates  every year  , normally in the month of   November ,  to the authorized pension disbursing agencies like Banks, Post offices etc., following which their pension is credited to their account.

 VARIOUS  MODES  OF SUBMISSION OF LIFE  CERIFICATES : 

A.  Manually : 

1. BY VISTING PENSION PAYING OFFICE : 

​Life certificate   can be submitted   by the pensioners   in November  month by visiting  Pension paying banks    or  Pension Disbursing Agency   .    In order to get this life certificate the individual drawing the pension is required to either personally present oneself before the Pension Disbursing Agency or have the Life Certificate issued by authority where they have served earlier and have it delivered to the disbursing agency.     

2.  WITHOUT VISITING   PENSION PAYING OFFICES  : 

Pensioners who cannot visit pension paying office , can produce  specified Life Certificates  forms   issued by Designated  Officials .   Designated officials include   Magistrate ,  Police officer above the rank  of Sub Inspector ,   Registrar  , Post Master , Gazetted Officers ,  Class 1 officers of RBI / SBI ,  Member of Parliament  , BDO , Village panchayat Heads 


 B.   Digitally :   Pensioners can   also submit Life certificates  , from the comfort of their homes    , by using various  Digital applications   . Some of the such applications are

1.   Jeevan Praman services   of Government of India    .
2.   IPPB    Services   using  the services of postmen . 
​3.   Doorstep Banking Services of PSBs  to submit Life certificates   from home . ( For  details  ,  CLICK HERE )   .
4.  FACE AUTHENTICATION   SERVICE OF  AADHAR    ( App under   testing )  
  You may go through the details of each services  in the following paragraphs 

Other than above universal Apps ,   pensioners    drawing   pension from State Bank of India  , Indian overseas Bank , UCO Bank , Indian Bank and  Bank of Baroda  can  submit  video life certificates sitting at their homes ,    You can get the details by CLICKING HERE   .   

Life Certificate through Face Recognition App of Aadhaar

 FACE RECOGNITION APP   OF AADHAR   ( UNDER TEST )  FOR ISSUE OF LIFE CERTIFICATES 

Dated 06.10.2022 :  Pensioners will be able to submit Digital Life certificates using Digital Application called  " AadhaarFaceRd    "   developed by UIDAI  .The Beta version of  App is available in Google playstore  and is under testing . The App takes live photograph of the Pensioner and authenticates   it with Aadhaar photograph .

 One  can go to Google Play store and download the " AppAadhaarFaceRd "  . After downloading the App ,  you  also have to  download Jeevan praman Face Application   from Jeevan praman website  ​https://jeevanpramaan.gov.in/package/download   . There you click on   " Client Installation & User-Manual for Android Face App  " Once you submit  your email id ,   a link will be sent to your email . With the link , you will be able to download the App  . 

    You may install  the App in your mobile by submitting required information like mobile number , email   and OTP . The person who downloads  the APP   may not be a   pensioner and  can issue Digital Life Certificates for many pensioners .  However each pensioner  , who wants to submit life certificate has to authenticate  his details in the Application  . The details are  PPO Number , pension account number , Pension authority , Pension disbursing office  etc . 

Then  Face of the pensioner has to be scanned  and  submitted  . Finally DLC will be generated.  

 The  Application is  still under testing stage  . If   UIDAI can   release the  app  in November   ,  pensioners will be benefitted  in this year itself . 

To read the  Original  instruction by Pension portal of Government of India with regard to Face authentication process  , CLICK HERE 

JEEVAN PRAMAAN DIGITAL LIFE CERTIFICATE

WHAT IS JEEVAN PRAMAN AND JEEVAN PRAMAAN PATRA ?

As a Digital India initiative to facilitate Pensioners, Ministry of     Electronics & Information Technology (MeitY) has launched Jeevan Pramaan portal.   Now the pensioner need not visit office of Disbursing Agency for physical submission of Life Certificate and may use the Aadhaar enabled Biometric authentication  mechanism to generate Digital Life Certificate.  Digital Life Certificate for Pensioners Scheme of the Government of India known as Jeevan Pramaan seeks to address this very problem by digitizing the whole process of securing the life certificate.  The life certificate is also  called Jeevan pramaan Patra 

Advantages of Digital Life Certificate (DLCs):

1.  It may be generated from anywhere including home if the Windows/Android   based device is having an Internet and STQC certified Bio metric device  connected to it is available.
2.  Auto SMS to pensioners regarding DLC.
3 . Auto transfer of DLC to Pension Disbursing Agency.
4.  Sending SMS by Pension Disbursing Agency after processing   

Jeevan Praman   services  can be obtained  normally through   Jeevan Praman centres or Common Services Centres .  
​To search for a  Common service centre   , CLICK HERE 

 However now   you can obtain the certificate at the comfort of your house  using IPPB / Postman service or Doorstep Banking service  or video  life certificate services of banks like State Bank of India , Canara Bank  or Uco Bank . 
​

LIFE CERTIFICATE ONLINE

As a Digital India initiative to facilitate Pensioners, Ministry of     Electronics & Information Technology (MeitY) has launched Jeevan Pramaan portal.   Now the pensioner need not visit office of Disbursing Agency for physical submission of Life Certificate and may use the Aadhaar enabled Biometric authentication  mechanism to generate Digital Life Certificate.  Digital Life Certificate for Pensioners Scheme of the Government of India known as Jeevan Pramaan seeks to address this very problem by digitizing the whole process of securing the life certificate. I

Advantages of Digital Life Certificate (DLCs):

1.  It may be generated from anywhere including home if the Windows/Android   based device is having an Internet and STQC certified Bio metric device  connected to it is available.
2.  Auto SMS to pensioners regarding DLC.
3 . Auto transfer of DLC to Pension Disbursing Agency.
4.  Sending SMS by Pension Disbursing Agency after processing   

Jeevan Praman   services  can be obtained  normally through   Jeevan Praman centres or Common Services Centres .  Now   you can obtain the certificate at the comfort of your house  using IPPB / Postman service   , Doorstep Banking Services   etc .   

​To search for a  Common service centre   , CLICK HERE 

​​
WHO CAN USE    DLC SERVICES ?

   The pensioners of Central Government , State Governments ,  Defence , banks    and various  public sector  undertakings  can avail the facility of Doorstep  Digital Life certificate  services  .  Some of the Rural bank are also participating in the scheme . 

 To   have complete list of    institutions whose pensioners  can use  the services  of DLC ,   CLICK HERE  .  

PRE-REQUISITE FOR AVAILING DLC SERVICE

 1. Pensioner must have an Aadhaar Number and a Mobile Number .
 2.  Aadhaar number should have been registered with Pension Disbursing Authority .  
3. Pensioner must provide following information  when postmen visit your premises : 
a. PPO Number 
b. Type of pension 
c. Sanctioning Authority 
d. Disbursing Agency 
e. Bank account number  relating to pension 

  ( For central Government staff ,  sanctioning authority is the central government and disbursal agency is the concerned bank  . For banks , both sanctioning authority and disbursal agency is the concerned banks  . You may go through the list    to know who is your sanctioning authority and who is your disbursal agency .   

​ For complete details , visit  IPPB website  by Clicking Here 

DIGITAL LIFE CERTIFICATE - DOORSTEP SERVICE THROUGH POSTMEN

LIFE CERTIFICATES  - ANNUAL REQUIREMENTS   :  TO BE SUBMITTED  IN NOVEMBER 

    In this direction , Government of India   has brought out the service of digital Life Certificate (  DLC    )  using the network of Post Offices / postmen    through   India post Payment Bank  .    Postman will visit  your place ,  do the bio-metrics and generate Digital life certificate for you 

  To book the service  from IPPB  ,  a pensioner can go either to  a post office or simply fill a  form available   on-line 
 (  CLICK HERE TO  ACCESS THE FORM )            

  One has to fill  basic details like , name , address , e-mail address , mobile  number  and request the service as  " IPPB - JEEVAN PRAMAN - Digital Life Certificate "   .   The pensioner will get an OTP   to confirm the transaction  .   

Charges for issue of Life Certificate by IPPB

  IPPB collects  a charge of Rs 70  ( Inculsive of GST   )  whether   you obtain through nearby post office or  through Postman at your door  . There is no additional charge to be paid for the Doorstep service .  Charges will be collected only on successful generation of DLC . 

Life Certificates through Doorstep Banking Services

 Pensioners who are drawing  pensions through Public Sector banks  can use  the DOORSTEP BANKING SERVICES  and submit the Life cerificates from their homes , if they reside in  cities and towns  served by DBS .   For details , CLICK HERE 

JEEVAN PRAMAAN DOWNLOAD

Getting a digital Life certificate is hassle free and can be obtained through various Jeevan Pramaan Centres which are being operated by CSCs, Banks, Government offices or by using the client application on any PC/mobile/tablet.

​To download   Life Certificate or Jeevan Pramaan Patra     , visit  JEEVAN PRAMAN WEBSITE     and 
Download the PC/Mobile/Tablet application to register for a Life Certificate.

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