INVESTMENT OPTIONS FOR SENIOR CITIZENS
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Compare Fixed Deposit Interest rates offered by various banks before investing
VISIT : LATEST BANK DEPOSIT INTEREST RATES - A COMPARISON
VISIT : LATEST BANK DEPOSIT INTEREST RATES - A COMPARISON
ABOUT Personal Finance Financial Planning TAX PLANNING Bank Accounts Credit Cards Insurance Deposits Stocks Mutual funds SYSTEMATIC INVESTMENT PLAN ( SIP ) PLANNING BEYOND FINANCE
FINANCIAL PLANNING
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FINANCIAL PROCESS
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PLAN N PROGRESS FOR FINANCIAL PLANNING
TAX PLANNING FOR FY 2023-24 ( AY 2024-25 )
Comprehensive Article on Income tax changes in Rules, Rates , Slabs , Rebates and Estimation
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Comprehensive Article on Income tax changes in Rules, Rates , Slabs , Rebates and Estimation
CLICK HERE TO READ
NEW INSURANCE POLICY :
AROGYA SANJEEVANI PLAN
Standard Policy issued by all insurers
5 % Co-pay . Rs 5 .00 Lakh cover
Standard Terms & conditions
AROGYA SANJEEVANI PLAN
Standard Policy issued by all insurers
5 % Co-pay . Rs 5 .00 Lakh cover
Standard Terms & conditions
LONG TERM RETIREMENT PLANNING FOR THE YOUNG
The article deals with Financial planning for the young to make their Golden years peaceful and prosperous .
We look back for your comments , suggestions .
UNION BUDGET 2020-21 AND SENIOR CITIZENS
In our new blog article , we have explored what the new IT regime means to senior citizens and what extent senior citizens / retirees / pensioners are gaining / losing from the new regime .As the new regime is optional , one can take studied decisions before opting either of the new or old scheme .
In our new blog article , we have explored what the new IT regime means to senior citizens and what extent senior citizens / retirees / pensioners are gaining / losing from the new regime .As the new regime is optional , one can take studied decisions before opting either of the new or old scheme .
Plan for Prosperity
We are happy to announce creation of our youtube channel plan PROGRESS .We request you to view and comment on the content of our videos and your reviews will help us to improve as it is a fresh endeavor from PLAN N PROGRESS
If you have earned from stock market or from sale of properties to know tax liability Read the ARTICLE ON
CAPITAL GAIN TAX
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CAPITAL GAIN TAX
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TO KNOW BEST INTEREST YOUR BANK DEPOSIT GET
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HEALTH INSURANCE PLANS FOR SENIOR CITIZENS
PLAN FOR CONTINGENCIES CLICK HERE TO READ
MOST OF INDIANS ARE NOT ADEQUATELY PREPARED FOR OLD AGE FINANCIAL NEEDS
Dated 07.10 2017 : Reserve Bank of India had constituted a panel , headed by Prof Tarun Ramadorai to study Household Finances in India and the panel has given a report recently which suggests that most of Indians are unprepared to face financial needs , especially financial crisis , during their old age . Most of Indians invest in physical assets like land and gold and neglect financial assets like insurance , pension funds . As physical assets do not yield regular income , they have to be dependent on their children for financial needs and loans in the times of financial crisis , health issues . In the absence of adequate investment linked insurance assets and other financial assets , aged Indians are prone for high cost private borrowings . Some of the observations of the panel are as follows :
1. A large portion of wealth in India lies in the form of land and gold .
2. Many Indians retire with positive borrowings at the time of retirement and have to service the loans in spite of having no income / reduced income .
3. Private unsecured borrowings from money lenders is on higher side in India
4. Low levels of insurance both life and non-life in spite of high incidence of crop falures , health problems , floods and droughts .
5. Only small portion of Indians have saved for future in the form of financial assets like pension funds , insurance .
6. Many of Indians depend up on high cost private borrowings at the time of health crisis .
In order to rectify the situation , panel has put forth many proposals including introduction of customized financial products , suitable for specific group of people .
For full report of the panel , CLICK HERE
Dated 07.10 2017 : Reserve Bank of India had constituted a panel , headed by Prof Tarun Ramadorai to study Household Finances in India and the panel has given a report recently which suggests that most of Indians are unprepared to face financial needs , especially financial crisis , during their old age . Most of Indians invest in physical assets like land and gold and neglect financial assets like insurance , pension funds . As physical assets do not yield regular income , they have to be dependent on their children for financial needs and loans in the times of financial crisis , health issues . In the absence of adequate investment linked insurance assets and other financial assets , aged Indians are prone for high cost private borrowings . Some of the observations of the panel are as follows :
1. A large portion of wealth in India lies in the form of land and gold .
2. Many Indians retire with positive borrowings at the time of retirement and have to service the loans in spite of having no income / reduced income .
3. Private unsecured borrowings from money lenders is on higher side in India
4. Low levels of insurance both life and non-life in spite of high incidence of crop falures , health problems , floods and droughts .
5. Only small portion of Indians have saved for future in the form of financial assets like pension funds , insurance .
6. Many of Indians depend up on high cost private borrowings at the time of health crisis .
In order to rectify the situation , panel has put forth many proposals including introduction of customized financial products , suitable for specific group of people .
For full report of the panel , CLICK HERE
all you want to know about bitcoins
ARTICLE ON BITCOINS
NEW AGE DIGITAL CURRENCY
To Read our Article on STOCK MARKETS AS LAST PRIORITY , CLICK HERE
ARTICLES ON
AADHAR PAN CARD UMANG APP
SMALL FINANCE BANKS PAYMENT BANKS
UNIFIED PAYMENT INTERFACE BHARAT BILL PAYMENT SYSTEM
BHIM APP DIGITAL RUPEE E-RUPI
e-INSURANCE Account ( eIA ) SWIFT
PRECAUTIONS WHILE INVESTING
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WHAT IS A PONZI SCHEME ? WHAT IS PHISHING ?
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TAX ON RETIREMENT
MORE THAN 2000 VIEWS IN ITS FIRST WEEK OF PUBLICATION
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HOW TO LINK YOUR AADHAR TO PAN ? CLICK HERE
FOR ALL YOU WANTED TO KNOW ON BHIM APP , CLICK HERE
FOR LATEST NEWS ON DEMONETISATION , CLICK HERE
NEW CURRENCIES ISSUED BY RBI , CLICK HERE
For interest rate news , click here
For income tax news , click here
PLAN YOUR INVESTMENTS
USE SYSTEMATIC INVESTMENT PLANS ( SIP )
TOOL TO AVOID MARKET HICCUPS
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“If money management isn't something you enjoy, consider my perspective. I look at managing my money as if it were a part-time job. The time you spend monitoring your finances will pay off. You can make real money by cutting expenses and earning more interest on savings and investments. I'd challenge you to find a part-time job where you could potentially earn as much money for just an hour or two of your time.”
― Laura D. Adams
WE BELIEVE IN THE FOLLOWING QUOTE
"If you create incredible value and information for others that can change their lives - and you always stay focused on that service - the financial success will follow. "
- Brendon Burchard
― Laura D. Adams
WE BELIEVE IN THE FOLLOWING QUOTE
"If you create incredible value and information for others that can change their lives - and you always stay focused on that service - the financial success will follow. "
- Brendon Burchard
For Better Management of your personal FINANCE
Welcome to Plan n Progress. If you may be young and aspiring, interested in money and money matters to you or if you are at the end of your career and want to have a peaceful retired life or If you ambitious to become rich. The answers to all this is to grow rich in a planned way over years, by managing present finance to generate surplus for the future . Managing today's expenses and tomorrow's risks better will help you to save for the future . You can invest those savings to achieve all your dreams and aspirations . Here, you are welcome to explore the alternative avenues available to save & invest for a better future . You can explore our Personal Finance Pages for managing finance and controlling expenses , Insurance Pages for managing risks and Banking Account pages to know how best you can utilise the services of your Bank Accounts and Credit Cards . Then you can explore our investment pages to understand how you can grow your savings to reach your dreams . Investment pages explain to you about Alternative investment models like Fixed income products and Stocks depending up on your Risk and Reward strategy .
If you have saved enough and are eager to become rich quickly and if you are ready to take risks for such an ambition , Here are the ideas and thoughts on investing in shares. You can go through various articles in the blog that explain the nitty gritty of the markets , the games people play and psychological wars that take place there . It will help you take a call call on whether to wage a war to conquer the market , play games for gaining success or just watch it as a spectator. Either way , you will have a new looking-glass to gaze the market . You will be better equipped to succeed in your endeavour to become rich and prosperous . All the best in whatever course you choose.
Visit our Blog to read articles on Personal Finance , Stock Markets and News for getting latest RSS feeds from leading news vendors
If you have saved enough and are eager to become rich quickly and if you are ready to take risks for such an ambition , Here are the ideas and thoughts on investing in shares. You can go through various articles in the blog that explain the nitty gritty of the markets , the games people play and psychological wars that take place there . It will help you take a call call on whether to wage a war to conquer the market , play games for gaining success or just watch it as a spectator. Either way , you will have a new looking-glass to gaze the market . You will be better equipped to succeed in your endeavour to become rich and prosperous . All the best in whatever course you choose.
Visit our Blog to read articles on Personal Finance , Stock Markets and News for getting latest RSS feeds from leading news vendors
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