FOR FDÂ RATES OF SMALL FINANCE BANKSÂ Â Â , click hereÂ
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FIXED DEPOSIT INTEREST RATES
 RBI has given the freedom to commercial banks to fix their own interest rates on domestic term deposits of various maturities with the prior approval of their respective Board of Directors/Asset Liability Management Committee (ALCO). Banks are, however, not allowed to discriminate in the matter of interest paid on deposits, between one deposit and another, accepted on the same date and for the same maturity, whether such deposits are accepted at the same office or at different offices of the bank. Interest rates paid by the bank should be as per the schedule and should not be subject to negotiation between the depositor and the bank. Banks are allowed to offer differential rate of interest on domestic term deposits on the basis of the following:   (a) Tenor of Deposits  (b) Size of Deposits  (c) Availability of early withdrawal option Â
Hence Bank customers , to get a better interest rate on deposits ,have to get information on interest rates being offered by various banks for the same tenor and place the deposit .Â
Hence Bank customers , to get a better interest rate on deposits ,have to get information on interest rates being offered by various banks for the same tenor and place the deposit .Â
 HAVE YOU SUBMITTED FORM 15G / 15H TO AVOID TDS ON DEPOSIT INTEREST ?Â
To know more about 15G / 15HÂ , CLICK HEREÂ
BANK FD RATES IN INDIA
COMPARITIVE FIXED DEPOSIT INTEREST RATES
offered by Indian Banks Â
PLAN N PROGRESS compares  interest rates of various banks .Â
1. We  have selected  periods of 1 year and 5 years   for comparison of interest rates offered by Indian commercial banks including  Public Sector banks , Private Sector Banks and Foreign banks with a network of branches and also Small Finance banks , new breed of banks in India . Below tables give information on interest rates offered by various banks .Â
2 . The interest rates are on retail term deposits for public and senior citizens .Â
3. Normally interest  rates quoted are valid for an amount of less than Rs 2 crore .Â
4. For actual terms and conditions and the latest rates , you may visit the websites of the banks listed at the end alphabetically .Â
5. The rates taken by us are  updated on or about  24th ,  January , 2024  and are subject to change . Â
​
2 . The interest rates are on retail term deposits for public and senior citizens .Â
3. Normally interest  rates quoted are valid for an amount of less than Rs 2 crore .Â
4. For actual terms and conditions and the latest rates , you may visit the websites of the banks listed at the end alphabetically .Â
5. The rates taken by us are  updated on or about  24th ,  January , 2024  and are subject to change . Â
​
Which bank provides maximum interest on FD?
​FOR ONE YEAR DEPOSITSÂ
 A. The public sector banks are offering interest rates between 6.10 %  % to 6.90 % for public ( 6.60 % to 7.40 % to Senior Citizens )  . Â
​B.  The private sector banks are offering interest rates between 5.00 % to 7.50 %  %  for public and between 5.50 % to 8.25 %   for senior citizens . Â
C.      The  Small Finance banks are paying interest now in the range of 6.00 % to 8.50 %  for public and 6.50 % to 9.00 % for the senior  citizensÂ
Â
FOR 5 YEAR DEPOSITSÂ
​A.  Public sector banks pay between 6.00 % to 6.70  % ( 6.50 % to 7.50 % for senior citizens ) ​​
B. Private sector banks pay between 5.75 % to 7.25 % ( 6.25 % to 8.00 % for senior citizens )  .Â
​​
 C. Small finance banks pay  between 6.25 % to 8.25  % for public ( 6.75 % to 8.75 % for senior citizens ).​
There are NBFC companies , co-operative societies and corporates who pay higher interest rates , but have higher risk weight-ages .Â
SPECIAL DEPOSITSÂ FOR SENIOR CITIZENS AND GENERAL PUBLIC
Some banks have introduced special deposit schemes for senior citizens and general public  for special number of days with special interest rates . Some also are offering additional interest rates for deposits of period above 5 years for the senior citizens .Â
​
NOTE :Â
1.   Depositors   get DICGC cover  of Rs 5.00 lakhs on Bank Deposits as insurance .Â
​​​​​​​
 A. The public sector banks are offering interest rates between 6.10 %  % to 6.90 % for public ( 6.60 % to 7.40 % to Senior Citizens )  . Â
​B.  The private sector banks are offering interest rates between 5.00 % to 7.50 %  %  for public and between 5.50 % to 8.25 %   for senior citizens . Â
C.      The  Small Finance banks are paying interest now in the range of 6.00 % to 8.50 %  for public and 6.50 % to 9.00 % for the senior  citizensÂ
Â
FOR 5 YEAR DEPOSITSÂ
​A.  Public sector banks pay between 6.00 % to 6.70  % ( 6.50 % to 7.50 % for senior citizens ) ​​
B. Private sector banks pay between 5.75 % to 7.25 % ( 6.25 % to 8.00 % for senior citizens )  .Â
​​
 C. Small finance banks pay  between 6.25 % to 8.25  % for public ( 6.75 % to 8.75 % for senior citizens ).​
There are NBFC companies , co-operative societies and corporates who pay higher interest rates , but have higher risk weight-ages .Â
SPECIAL DEPOSITSÂ FOR SENIOR CITIZENS AND GENERAL PUBLIC
Some banks have introduced special deposit schemes for senior citizens and general public  for special number of days with special interest rates . Some also are offering additional interest rates for deposits of period above 5 years for the senior citizens .Â
​
NOTE :Â
1.   Depositors   get DICGC cover  of Rs 5.00 lakhs on Bank Deposits as insurance .Â
​​​​​​​
NON-CALLABLE DEPOSIT - MINIMUMÂ DEPOSITÂ Â AMOUNT RAISEDÂ
Dated 27.10.2023 : So far banks could take non-callable deposits from the public on a deposit amount of Rs 15 lakhs or more . Non-callable deposits fetch higher rate of interest while premature closure is not allowed .Â
​Now , as per notification issued by  Reserve Bank of India ( RBI )  . banks will not be able to receive such deposits for an amount less than Rupees one crore . The minimum amount for offering non-callable TDs is increased from Rupees fifteen lakh to Rupees one crore i.e., all domestic term deposits accepted from individuals for amount of Rupees one crore and below shall have premature-withdrawal-facility .  The instruction is also applicable for Non-Resident (External) Rupee (NRE) Deposit / Ordinary Non-Resident (NRO) Deposits. .Â
To read RBI NOTIFICATION DATED 26.10.2023 , CLICK HERE ​
Dated 27.10.2023 : So far banks could take non-callable deposits from the public on a deposit amount of Rs 15 lakhs or more . Non-callable deposits fetch higher rate of interest while premature closure is not allowed .Â
​Now , as per notification issued by  Reserve Bank of India ( RBI )  . banks will not be able to receive such deposits for an amount less than Rupees one crore . The minimum amount for offering non-callable TDs is increased from Rupees fifteen lakh to Rupees one crore i.e., all domestic term deposits accepted from individuals for amount of Rupees one crore and below shall have premature-withdrawal-facility .  The instruction is also applicable for Non-Resident (External) Rupee (NRE) Deposit / Ordinary Non-Resident (NRO) Deposits. .Â
To read RBI NOTIFICATION DATED 26.10.2023 , CLICK HERE ​
Highest Rate of Interest for Senior Citizens
Best FD Rates In India
​​​​​​​SMALL FINANCE BANKS WHICH PAY INTEREST RATES OF 7 % OR MORE TO SENIOR CITIZENS :Â
​Dated  24.01.2024 : Following banks are paying  interest rates of 7 % or more to their Senior Citizen customers for 5 years and above Fixed Deposits as of now :Â
​1. SURYODAY SF BANK   :   8.75 % paÂ
2. UJJIVAN SF BANK     :   7.70 % paÂ
3. SHIVALIK SF BANK    :  7.50 % pa  Â
4. AU SF BANK :Â Â Â Â Â Â Â Â Â :Â Â 7 .75 % paÂ
5. FINCARE SF BANK     :  8.60 % paÂ
6. NORTHEAST SF BANKÂ Â :Â 8.75 % pa
7. UTKARSH SFÂ Â Â Â Â Â Â Â Â :Â Â 8.10 % pa
8. EQUITAS SFÂ Â Â Â Â Â Â Â Â Â :Â Â 7.75Â % pa
9. CAPITAL SF BANKÂ Â Â Â Â Â :Â Â 7.60 %Â pa
10 . UNITY SF BANKÂ Â Â Â Â Â Â :Â Â 8.15 % pa
11. JANA SF BANK.        :  7.75 % pa
Following banks pay interest rates of 7 % or more  for one year deposits to senior citizensÂ
1. UJJIVAN SF BANK     :   8.75 % paÂ
​2. JANA SF BANK       :   9.00 % pa Â
3. SURYODAYAÂ SFÂ Â Â Â Â Â :Â Â Â 7.35 % PAÂ Â
4. UTKARSH SF         :   8.60 % pa Â
5. EQUITAS SF         :   8.70 % pa
6. SHIVALIK SFÂ Â Â Â Â Â Â Â Â Â :Â Â 8.60Â %Â pa
7.  CAPITAL SF            : 7.65 % pa
8. NORTH EAST SFÂ Â Â Â Â Â Â :Â Â 7.75 % PA
9 . UNITY SF BANKÂ Â Â Â Â Â Â :Â Â 7.85 % pa
10 . AU SF BANKÂ Â Â Â Â Â Â Â :Â Â Â 7.25 % paÂ
11. FINCARE SF.         :  7.60 % paÂ
​Dated  24.01.2024 : Following banks are paying  interest rates of 7 % or more to their Senior Citizen customers for 5 years and above Fixed Deposits as of now :Â
​1. SURYODAY SF BANK   :   8.75 % paÂ
2. UJJIVAN SF BANK     :   7.70 % paÂ
3. SHIVALIK SF BANK    :  7.50 % pa  Â
4. AU SF BANK :Â Â Â Â Â Â Â Â Â :Â Â 7 .75 % paÂ
5. FINCARE SF BANK     :  8.60 % paÂ
6. NORTHEAST SF BANKÂ Â :Â 8.75 % pa
7. UTKARSH SFÂ Â Â Â Â Â Â Â Â :Â Â 8.10 % pa
8. EQUITAS SFÂ Â Â Â Â Â Â Â Â Â :Â Â 7.75Â % pa
9. CAPITAL SF BANKÂ Â Â Â Â Â :Â Â 7.60 %Â pa
10 . UNITY SF BANKÂ Â Â Â Â Â Â :Â Â 8.15 % pa
11. JANA SF BANK.        :  7.75 % pa
Following banks pay interest rates of 7 % or more  for one year deposits to senior citizensÂ
1. UJJIVAN SF BANK     :   8.75 % paÂ
​2. JANA SF BANK       :   9.00 % pa Â
3. SURYODAYAÂ SFÂ Â Â Â Â Â :Â Â Â 7.35 % PAÂ Â
4. UTKARSH SF         :   8.60 % pa Â
5. EQUITAS SF         :   8.70 % pa
6. SHIVALIK SFÂ Â Â Â Â Â Â Â Â Â :Â Â 8.60Â %Â pa
7.  CAPITAL SF            : 7.65 % pa
8. NORTH EAST SFÂ Â Â Â Â Â Â :Â Â 7.75 % PA
9 . UNITY SF BANKÂ Â Â Â Â Â Â :Â Â 7.85 % pa
10 . AU SF BANKÂ Â Â Â Â Â Â Â :Â Â Â 7.25 % paÂ
11. FINCARE SF.         :  7.60 % paÂ
INDIAN PRIVATE BANKS INTEREST RATES
INTEREST RATES FOR 1 YEAR AND INTEREST RATES FOR 5 YEARS
Interest Rates for 1 year for General public and Senior Citizens :  Â
​                                                                                 Â
​
01.AXIS BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.70 % (Â Â 7.20Â %Â for the Senior Citizens )Â Â Â Â Â Â Â
02.DBSÂ BANKÂ ( FORMERLYÂ Â LAKSHMI VILAS BANK LTDÂ Â )Â Â Â Â Â Â 7.00 % (Â Â 7.50 %Â for the Senior Citizens )
03. CSB BANKÂ ( Formerly CATHOLIC SYRIAN BANK LTD )Â Â Â Â Â Â Â Â 5.00 % (Â Â 5.50 %Â for the Senior Citizens )
04.INDUSIND BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.50 % (Â Â 8.25 %Â for the Senior Citizens )
05.ICICI BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.70 % (Â Â 7.20 %Â for the Senior Citizens )
06.IDBI BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.80 % (Â Â 7.30 %Â for the Senior Citizens )
07.KOTAK MAHINDRA BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.10 % (Â Â 7.60 %Â for the Senior Citizens )
08.KARNATAKA BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.95 % (Â Â 7.35 %Â for the Senior Citizens )
09.KARUR VYSYA BANK LIMITED.                             7.00 % (  7.40 % for the Senior Citizens )
10.RBL BANK LTD ( THE RATNAKAR BANK LTD.)Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.50% (Â Â 8.00 %Â for the Senior Citizens )
11.THE SOUTH INDIAN BANK LTD.                         6.70 % (  7.20 % for the Senior Citizens )
12.TAMILNAD MERCANTILE BANK LTD.                      7.00 % (  7.50 % for the Senior Citizens )
13.THE DHANALAKSHMI BANK LIMITED.                    6.75% (  7.25 % for the Senior Citizens )
14.THE FEDERAL BANK LTD.                               6.80 % (  7.30 % for the Senior Citizens )
15.THE HDFC BANK LTD.                                 6. 60 % (  7.10 % for the Senior Citizens )
​
16.THE J & K BANK LTD.                                  7.10 % (  7.60 % for the Senior Citizens )
17. YES BANK                                          7.25 % (  7.75 % for the Senior Citizens )
               Â
FOREIGN BANKSÂ
1. STANDARD CHARTERED BANK                         7.15 % (  7.65 % for the Senior Citizens )
2.HONGKONG & SHANGHAI BANKING CORPORATION .     4.00 % (  4.50 % for the Senior Citizens )                        Â
​​​
​                                                                                 Â
​
01.AXIS BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.70 % (Â Â 7.20Â %Â for the Senior Citizens )Â Â Â Â Â Â Â
02.DBSÂ BANKÂ ( FORMERLYÂ Â LAKSHMI VILAS BANK LTDÂ Â )Â Â Â Â Â Â 7.00 % (Â Â 7.50 %Â for the Senior Citizens )
03. CSB BANKÂ ( Formerly CATHOLIC SYRIAN BANK LTD )Â Â Â Â Â Â Â Â 5.00 % (Â Â 5.50 %Â for the Senior Citizens )
04.INDUSIND BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.50 % (Â Â 8.25 %Â for the Senior Citizens )
05.ICICI BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.70 % (Â Â 7.20 %Â for the Senior Citizens )
06.IDBI BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.80 % (Â Â 7.30 %Â for the Senior Citizens )
07.KOTAK MAHINDRA BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.10 % (Â Â 7.60 %Â for the Senior Citizens )
08.KARNATAKA BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.95 % (Â Â 7.35 %Â for the Senior Citizens )
09.KARUR VYSYA BANK LIMITED.                             7.00 % (  7.40 % for the Senior Citizens )
10.RBL BANK LTD ( THE RATNAKAR BANK LTD.)Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.50% (Â Â 8.00 %Â for the Senior Citizens )
11.THE SOUTH INDIAN BANK LTD.                         6.70 % (  7.20 % for the Senior Citizens )
12.TAMILNAD MERCANTILE BANK LTD.                      7.00 % (  7.50 % for the Senior Citizens )
13.THE DHANALAKSHMI BANK LIMITED.                    6.75% (  7.25 % for the Senior Citizens )
14.THE FEDERAL BANK LTD.                               6.80 % (  7.30 % for the Senior Citizens )
15.THE HDFC BANK LTD.                                 6. 60 % (  7.10 % for the Senior Citizens )
​
16.THE J & K BANK LTD.                                  7.10 % (  7.60 % for the Senior Citizens )
17. YES BANK                                          7.25 % (  7.75 % for the Senior Citizens )
               Â
FOREIGN BANKSÂ
1. STANDARD CHARTERED BANK                         7.15 % (  7.65 % for the Senior Citizens )
2.HONGKONG & SHANGHAI BANKING CORPORATION .     4.00 % (  4.50 % for the Senior Citizens )                        Â
​​​
Interest Rates for 5 years for General public and Senior Citizens :  Â
​                                                                                 Â
​
01.AXIS BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.00 % (Â Â 7.75 %Â for the Senior Citizens )Â Â Â Â Â Â Â
02.DBSÂ BANKÂ ( FORMERLYÂ Â LAKSHMI VILAS BANK LTDÂ Â )Â Â Â Â Â Â Â 6.50 % (Â Â 7.00 %Â for the Senior Citizens )
03. CSB BANKÂ ( Formerly CATHOLIC SYRIAN BANK LTD )Â Â Â Â Â Â Â Â 5.75 % (Â Â 6.25 %Â for the Senior Citizens )
04.INDUSIND BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.25 % (Â Â 8.00 %Â for the Senior Citizens )
05.ICICI BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.00 % (Â Â 7.50Â %Â for the Senior Citizens )
06.IDBI BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.50 % (Â Â 7.00 %Â for the Senior Citizens )
07.KOTAK MAHINDRA BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.20 % (Â Â 6.70 %Â for the Senior Citizens )
08.KARNATAKA BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.50 % (Â Â 6.90 %Â for the Senior Citizens )
09.KARUR VYSYA BANK LIMITED.                             6.50 % (  6.90 % for the Senior Citizens )
10.RBL BANK LTD ( THE RATNAKAR BANK LTD.)Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.10 % (Â Â 7.60 %Â for the Senior Citizens )
11.THE SOUTH INDIAN BANK LTD.                         6.00 % (  6.50 % for the Senior Citizens )
12.TAMILNAD MERCANTILE BANK LTD.                      6.50 % (  7.00 % for the Senior Citizens )
13.THE DHANALAKSHMI BANK LIMITED.                     6.60 % (  7.10 % for the Senior Citizens )
14.THE FEDERAL BANK LTD.                                6.60 % (  7.25 % for the Senior Citizens )
15.THE HDFC BANK LTD.                                  7.00 % (  7.50 % for the Senior Citizens )
16.THE J & K BANK LTD.                                   6.50 % (  7.00 % for the Senior Citizens )
17. YES BANK                                          7.25 % (   8.00 % for the Senior Citizens )
               Â
FOREIGN BANKSÂ
1.  STANDARD CHARTERED BANK                         6.75 % (  7.25 % for the Senior Citizens )
2. HONGKONG & SHANGHAI BANKING CORPORATION .     6.00 % (  6.50 % for the Senior Citizens )                        Â
​
​                                                                                 Â
​
01.AXIS BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.00 % (Â Â 7.75 %Â for the Senior Citizens )Â Â Â Â Â Â Â
02.DBSÂ BANKÂ ( FORMERLYÂ Â LAKSHMI VILAS BANK LTDÂ Â )Â Â Â Â Â Â Â 6.50 % (Â Â 7.00 %Â for the Senior Citizens )
03. CSB BANKÂ ( Formerly CATHOLIC SYRIAN BANK LTD )Â Â Â Â Â Â Â Â 5.75 % (Â Â 6.25 %Â for the Senior Citizens )
04.INDUSIND BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.25 % (Â Â 8.00 %Â for the Senior Citizens )
05.ICICI BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.00 % (Â Â 7.50Â %Â for the Senior Citizens )
06.IDBI BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.50 % (Â Â 7.00 %Â for the Senior Citizens )
07.KOTAK MAHINDRA BANK LIMITEDÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.20 % (Â Â 6.70 %Â for the Senior Citizens )
08.KARNATAKA BANKÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.50 % (Â Â 6.90 %Â for the Senior Citizens )
09.KARUR VYSYA BANK LIMITED.                             6.50 % (  6.90 % for the Senior Citizens )
10.RBL BANK LTD ( THE RATNAKAR BANK LTD.)Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.10 % (Â Â 7.60 %Â for the Senior Citizens )
11.THE SOUTH INDIAN BANK LTD.                         6.00 % (  6.50 % for the Senior Citizens )
12.TAMILNAD MERCANTILE BANK LTD.                      6.50 % (  7.00 % for the Senior Citizens )
13.THE DHANALAKSHMI BANK LIMITED.                     6.60 % (  7.10 % for the Senior Citizens )
14.THE FEDERAL BANK LTD.                                6.60 % (  7.25 % for the Senior Citizens )
15.THE HDFC BANK LTD.                                  7.00 % (  7.50 % for the Senior Citizens )
16.THE J & K BANK LTD.                                   6.50 % (  7.00 % for the Senior Citizens )
17. YES BANK                                          7.25 % (   8.00 % for the Senior Citizens )
               Â
FOREIGN BANKSÂ
1.  STANDARD CHARTERED BANK                         6.75 % (  7.25 % for the Senior Citizens )
2. HONGKONG & SHANGHAI BANKING CORPORATION .     6.00 % (  6.50 % for the Senior Citizens )                        Â
​
FOR THE LATEST FD INTEREST RATESÂ OF PUBLIC SECTOR BANKSÂ Â , CLICK HEREÂ Â Â
For  NBFC DEPOSITS ,  CLICK HEREÂ
For  NBFC DEPOSITS ,  CLICK HEREÂ
 TAX PLANNING FOR FY 2023-24 ( AY 2024-25 )Â
Comprehensive  Article on Income tax changes in Rules, Rates , Slabs , Rebates  and EstimationÂ
CLICK HERE TO READÂ
​
Comprehensive  Article on Income tax changes in Rules, Rates , Slabs , Rebates  and EstimationÂ
CLICK HERE TO READÂ
​
​HEALTH INSURANCE PLANS FOR SENIOR CITIZENS  WITH OR WITHOUT AGE RESTRICTIONSÂ
TOÂ READ THE ARTICLEÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â CLICK HEREÂ
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TOÂ READ THE ARTICLEÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â CLICK HEREÂ
​
SMALL FINANCE BANKS INTEREST RATES
If you have earned from stock market or from sale of properties to know tax liability Read the  NEW ARTICLE ON Â
                              CAPITAL GAIN AND TAXÂ
                      CLICK HERE TO READÂ
                              CAPITAL GAIN AND TAXÂ
                      CLICK HERE TO READÂ
POPULAR WEB SEARCHES :  Many persons search for FD rates of ICICI BANK & HDFC BANK . Here we have given below links  for the interest rates of many private banks including ICICI Bank & HDFC BankÂ
FD RATES IN ICICI BANK
FD RATES IN HDFC BANK
To know the latest interest rates offered by individual banks for various maturities , click on the name of the bank to reach their websites  . ( Banks listed alphabetically  )
                                                                                 Â
​
01.AXIS BANK
02.CITIBANK N.A.  ( Since merged with Axis Bank )Â
03. CSB BANKÂ ( Formerly CATHOLIC SYRIAN BANK LTD )
04.INDUSIND BANK LIMITED
05.ICICI BANK
06.IDBI BANK LIMITED
07.KOTAK MAHINDRA BANK LIMITED
08.KARNATAKA BANK
09.KARUR VYSYA BANK LIMITED.
10.STANDARD CHARTERED BANK
11.THE HONGKONG & SHANGHAI BANKING CORPORATION LTD.
12.TAMILNAD MERCANTILE BANK LTD.
13.THE DHANALAKSHMI BANK LIMITED.
14.THE FEDERAL BANK LTD.
15.THE HDFC BANK LTD.
16.THE J & K BANK LTD.
17.THE SOUTH INDIAN BANK LTD.
​
18. Â RBL BANK LTD ( THE RATNAKAR BANK LTD.)Â
19.  DBS BANK ( FORMERLY  LAKSHMI VILAS BANK LTD  )Â
20Â YES BANK
                                                                                 Â
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01.AXIS BANK
02.CITIBANK N.A.  ( Since merged with Axis Bank )Â
03. CSB BANKÂ ( Formerly CATHOLIC SYRIAN BANK LTD )
04.INDUSIND BANK LIMITED
05.ICICI BANK
06.IDBI BANK LIMITED
07.KOTAK MAHINDRA BANK LIMITED
08.KARNATAKA BANK
09.KARUR VYSYA BANK LIMITED.
10.STANDARD CHARTERED BANK
11.THE HONGKONG & SHANGHAI BANKING CORPORATION LTD.
12.TAMILNAD MERCANTILE BANK LTD.
13.THE DHANALAKSHMI BANK LIMITED.
14.THE FEDERAL BANK LTD.
15.THE HDFC BANK LTD.
16.THE J & K BANK LTD.
17.THE SOUTH INDIAN BANK LTD.
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18. Â RBL BANK LTD ( THE RATNAKAR BANK LTD.)Â
19.  DBS BANK ( FORMERLY  LAKSHMI VILAS BANK LTD  )Â
20Â YES BANK
                                         Â
                                    ARTICLES ON  Â
                                   Â
 SMALL FINANCE BANKS                                     PAYMENT  BANKS   Â
                                    Â
UNIFIED Â PAYMENT INTERFACEÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â BHARAT BILL PAYMENT SYSTEMÂ Â Â
     BHIM APP                                                AADHAR Â
      Â
​e-INSURANCE  Account (  eIA  )                                 SWIFT ​
                                    ARTICLES ON  Â
                                   Â
 SMALL FINANCE BANKS                                     PAYMENT  BANKS   Â
                                    Â
UNIFIED Â PAYMENT INTERFACEÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â BHARAT BILL PAYMENT SYSTEMÂ Â Â
     BHIM APP                                                AADHAR Â
      Â
​e-INSURANCE  Account (  eIA  )                                 SWIFT ​