PSB ALLIANCE DOORSTEP BANKING SERVICESÂ
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 USE DOORSTEP BANKING IN THE PRESENT TIMES OF PANDEMIC & LOCKDOWNSÂ
Dated 09.05.2021 :  Due to huge spread of pandemic in the country , many state governments  have announced lockdowns and / or restrictions on movement of people  . Business hours in the banks are also being restricted . Venturing out , even to complete needed cash withdrawal  from nearby banks ,    is felt  risky  if the branches are crowded . Â
Indian Bankers Association has advised bank customers to utilise on-line services to the maximum extent possible  . It can be used for funds transfer , balance enquiry and passbook details  . But still one needs  a minimum amount of cash to run daily errands  . Under the circumstances , using the DSB Service  , which is  available in 100 cities , may be prudent for cash withdrawals . It will reduce the need of visiting bank branches to a maximum extent .
Dated 09.05.2021 :  Due to huge spread of pandemic in the country , many state governments  have announced lockdowns and / or restrictions on movement of people  . Business hours in the banks are also being restricted . Venturing out , even to complete needed cash withdrawal  from nearby banks ,    is felt  risky  if the branches are crowded . Â
Indian Bankers Association has advised bank customers to utilise on-line services to the maximum extent possible  . It can be used for funds transfer , balance enquiry and passbook details  . But still one needs  a minimum amount of cash to run daily errands  . Under the circumstances , using the DSB Service  , which is  available in 100 cities , may be prudent for cash withdrawals . It will reduce the need of visiting bank branches to a maximum extent .
DOORSTEP BANKING APP
 NOW GET CASH AT YOUR DOORSTEP AND SUBMIT LIFE CERTIFICATE AT THE DOORSTEP  :Â
​Dated 08.12.2020 : Â
 In the month of September 2020 , Door Step Banking  ( DSB ) , an initiative taken by PSB Alliance and  an umbrella setup of all Public Sector Banks ,  started their operation of servicing customers of public sector banks  at their  homes . It started its operations initially in non-financial services  like delivery of cheque books , statement of accounts , demand drafts etc .  Now the services are extended for cash withdrawal  for the customers and submission of Life certificates ( for the pensioners ) in homes of the customers .Â
HOW IT WORKS ?Â
Customer of any Public Sector Bank can book Cash Withdrawal Service using DSB App / Web Portal or by calling on the Toll Free Number. The Bank Account of the Customer should be either linked to Aadhaar or Debit Card for availing real time Cash Withdrawal facility.Â
HOW TO AVAIL THE SERVICE  BY USING DSB App / web portal ? Â
​1.  Download the app from Play Store and install in phone;
2. Register with your mobile numberÂ
3. An OTP will be sent to you.
4. Successful attempt with take you to Home page
5. You create your profile by entering your name , e-mail address and the PIN .
6. once you have successfully created profile , you will get a welcome screen.Â
7. Select the bank from which you want to avail Doorstep Service
 8.Enter your customer ID with the bank and proceed . Â
9 . You will get an OTP from your bank  which you enterÂ
10 . Screen will show you the accounts you have with the bank .
11. Select the account for which you want to avail services .
12 . You can select  cash transaction ( withdrawal )   or any of the other services like .Â
a . Pay order b . Term deposit receipt c . cheque book . d Gift cheque  e . Demand draft  f. Demand Draft  g . Account statement  or Life certificate .Â
DSB Agent will visit  your registered address for providing service through Micro ATM based secure technology. Per transaction limit is minimum Rs. 1,000/- and Maximum Rs 10,000/- Â
 The Digital Life certificates will be issued by DSB Representative using Jeevan Praman App .Â
​
​The service is available presently in limited number of centers Â
​To know whether it is available in your place , CLICK HEREÂ
​
​Dated 08.12.2020 : Â
 In the month of September 2020 , Door Step Banking  ( DSB ) , an initiative taken by PSB Alliance and  an umbrella setup of all Public Sector Banks ,  started their operation of servicing customers of public sector banks  at their  homes . It started its operations initially in non-financial services  like delivery of cheque books , statement of accounts , demand drafts etc .  Now the services are extended for cash withdrawal  for the customers and submission of Life certificates ( for the pensioners ) in homes of the customers .Â
HOW IT WORKS ?Â
Customer of any Public Sector Bank can book Cash Withdrawal Service using DSB App / Web Portal or by calling on the Toll Free Number. The Bank Account of the Customer should be either linked to Aadhaar or Debit Card for availing real time Cash Withdrawal facility.Â
HOW TO AVAIL THE SERVICE  BY USING DSB App / web portal ? Â
​1.  Download the app from Play Store and install in phone;
2. Register with your mobile numberÂ
3. An OTP will be sent to you.
4. Successful attempt with take you to Home page
5. You create your profile by entering your name , e-mail address and the PIN .
6. once you have successfully created profile , you will get a welcome screen.Â
7. Select the bank from which you want to avail Doorstep Service
 8.Enter your customer ID with the bank and proceed . Â
9 . You will get an OTP from your bank  which you enterÂ
10 . Screen will show you the accounts you have with the bank .
11. Select the account for which you want to avail services .
12 . You can select  cash transaction ( withdrawal )   or any of the other services like .Â
a . Pay order b . Term deposit receipt c . cheque book . d Gift cheque  e . Demand draft  f. Demand Draft  g . Account statement  or Life certificate .Â
DSB Agent will visit  your registered address for providing service through Micro ATM based secure technology. Per transaction limit is minimum Rs. 1,000/- and Maximum Rs 10,000/- Â
 The Digital Life certificates will be issued by DSB Representative using Jeevan Praman App .Â
​
​The service is available presently in limited number of centers Â
​To know whether it is available in your place , CLICK HEREÂ
​
PSB ALLIANCE DOORSTEP BANKING SERVICES
​Dated 10.09.2020 : Union Minister of Finance & Corporate Affairs Smt. Nirmala Sitharaman yesterday inaugurated Doorstep Banking Services by PSBs while participating in the awards ceremony to felicitate best performing banks on EASE Banking Reforms Index. Â
Door Step Banking is an initiative taken by PSB Alliance ,  an umbrella setup of all Public Sector Banks ,  through which customers can avail major Banking transaction services at their Door Step. It shall be implemented by Door Step Banking(DSB) agents in 100 major Centers across the Country for offering different financial as well as non financial services.
As part of the EASE Reforms of Government of India , Doorstep Banking Services is envisaged to provide convenience of banking services to the customers at their door step through the universal touch points of Call Centre, Web Portal or Mobile App. Customers can also track their service request through these channels.  Â
The services can be availed by customers of Public Sector Banks at nominal charges. The services shall benefit all customers, particularly Senior Citizens and Divyangs who would find it at ease to avail these services.  ​
DOORSTEP BANKING FOR SENIOR CITIZENS
  Because of the spread of pandemic Covid -19  , Government of India has issued advisory to senior citizens , especially  of age 65 years and above , to not to venture out of their homes unless it is necessary . Further most of the pensioners and retirees  have to visit their bank branches  to withdraw their pensions , update their passbook etc  on regular basis . Most of the government pensions are routed through Public sector bank branches  . Hence the services provided by Doorstep banking services on behalf of public sector banks are most useful to Senior citizens , retirees and pensioners . Now the cash delivery service  has become operational which is boon to all senior citizens . Â
​​
WHO CAN USEÂ PSB ALLIANCE DOORSEP BANKING SERVICESÂ
Any customer of 12 public sector member banksÂ
WHO CAN USEÂ PSB ALLIANCE DOORSEP BANKING SERVICESÂ
Any customer of 12 public sector member banksÂ
 WHAT  ARE THE SERVICES AVAILABLE NOW  ?Â
​1 PICK UP OF NEGOTIABLE INSTRUMENTS (CHEQUE/DRAFT/PAY ORDER ETC.)
2 PICK UP NEW CHEQUE BOOK REQUISITION SLIP
3 PICK UP OF 15G/15H FORMS
4 PICK UP OF IT/ GST CHALLAN
5 PICK UP of STANDING INSTRUCTIONS REQUEST
6 DELIVERY OF ACCOUNT STATEMENT
7 DELIVERY OF NON-PERSONALISED CHEQUE BOOK DRAFT, PAY ORDER,
8 DELIVERY OF TERM DEPOSIT RECEIPT, ACKNOWLEDGEMENT ETC
9 DELIVERY OF TDS/FORM 16 CERTIFICATE ISSUANCE
10 DELIVERY OF PRE-PAID INSTRUMENT/GIFT CARD.
​
 Financial services are expected to be available from October 2020.
​1 PICK UP OF NEGOTIABLE INSTRUMENTS (CHEQUE/DRAFT/PAY ORDER ETC.)
2 PICK UP NEW CHEQUE BOOK REQUISITION SLIP
3 PICK UP OF 15G/15H FORMS
4 PICK UP OF IT/ GST CHALLAN
5 PICK UP of STANDING INSTRUCTIONS REQUEST
6 DELIVERY OF ACCOUNT STATEMENT
7 DELIVERY OF NON-PERSONALISED CHEQUE BOOK DRAFT, PAY ORDER,
8 DELIVERY OF TERM DEPOSIT RECEIPT, ACKNOWLEDGEMENT ETC
9 DELIVERY OF TDS/FORM 16 CERTIFICATE ISSUANCE
10 DELIVERY OF PRE-PAID INSTRUMENT/GIFT CARD.
​
 Financial services are expected to be available from October 2020.
MEMBER BANKS FOR PSB ALLIANCE DOORSTEP BANKING SERVICES
1. Bank Of Baroda ✓ ✓
2. Bank Of India ✓ ✓
3. Bank of Maharashtra ✓Â
4. Canara Bank ✓ ✓
5. Central Bank of india ✓ ✓
6. Indian Bank ✓Â
7. Indian Overseas Bank ✓ ✓
8. Punjab National Bank ✓ ✓
9. Punjab and Sind Bank ✓ ✓
10. State Bank Of India ✓ ✓
11. UCO Bank ✓ ✓
12. Union Bank of India ✓Â
New Updated ArticleÂ
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 TAX PLANNING FOR FY 2022-23 ( AY 2023-24 )Â
Comprehensive  Article on Income tax changes in Rules, Rates , Slabs , Rebates  and EstimationÂ
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​TO KNOW ABOUT UPI PLATFORM ,  CLICK HEREÂ
LIST OF CENTERSÂ Â WHERE DOORSTEP SERVICES ARE AVAILABLE NOWÂ
  Presently available in 100 centers across IndiaÂ
​To know whether it is available in your place , CLICK HEREÂ
HOW TO GET DOORSTEPÂ BANKINGÂ Â APP ?
The DOORSTEP BANKING ( DBS ) app by Atyati Technolgies Pvt Limited )  Or  PSBDSB by Integra Microsystem  is  available on the Google Play Store of Android phonesÂ
The App for Apple platform will be available shortly Â
Contact phone numbers are : ​18001037188, 18001213721
The App for Apple platform will be available shortly Â
Contact phone numbers are : ​18001037188, 18001213721
HAVE CAKE AND EAT IT TOOÂ
Plan your Expenses and Credit Card use , Tweak your Bank Accounts  and  Earn Extra Income Click Here to read   HAVE CAKE AND EAT IT |
 HOW  TO GET STARTED ON DOORSTEP BANKING SERVICES ?Â
1. Download the app from Play Store and install in phone;
2. Register with your mobile numberÂ
3. An OTP will be sent to you.
4. Successful attempt with take you to Home page
5. You create your profile by entering your name , e-mail address and the PIN .
6. once you have successfully created profile , you will get a welcome screen.Â
7. Select the bank from which you want to avail Doorstep Service
 8.Enter your customer ID with the bank and proceed . Â
9 . You will get an OTP from your bank  which you enterÂ
10 . Screen will show you the accounts you have with the bank .
11. Select the account for which you want to avail services .
12 . You can select  which of the following you want to be delivered to you :Â
a . Pay order b . Term deposit receipt c . cheque book . d Gift cheque  e . Demand draft  f. Demand Draft  g . Account statementÂ
OR FOLLOWING ITEMS WHICH ARE TO BE PICKED FROM YOU  : a . 15G/ 15H b . cheque requisition . c . Demand Draft d . Cheque e . Pay order  f : Standing instruction
2. Register with your mobile numberÂ
3. An OTP will be sent to you.
4. Successful attempt with take you to Home page
5. You create your profile by entering your name , e-mail address and the PIN .
6. once you have successfully created profile , you will get a welcome screen.Â
7. Select the bank from which you want to avail Doorstep Service
 8.Enter your customer ID with the bank and proceed . Â
9 . You will get an OTP from your bank  which you enterÂ
10 . Screen will show you the accounts you have with the bank .
11. Select the account for which you want to avail services .
12 . You can select  which of the following you want to be delivered to you :Â
a . Pay order b . Term deposit receipt c . cheque book . d Gift cheque  e . Demand draft  f. Demand Draft  g . Account statementÂ
OR FOLLOWING ITEMS WHICH ARE TO BE PICKED FROM YOU  : a . 15G/ 15H b . cheque requisition . c . Demand Draft d . Cheque e . Pay order  f : Standing instruction
 Terms and conditionsÂ
For complete list of terms and condition by the service provider   CLICK HEREÂ
​
​
PRECAUTIONS WHILE TAKING DBSÂ SERVICE :Â
​LINK YOUR MOBILE TO YOUR ACCOUNT BEFORE AVAILING THE SERVICE
IDENTIFYÂ Â THE DSB AGENT :Â Authorized DSB Agents are provided with a Photo ID Card and Dress code. Besides, after successful Service Request initiation a common Service Code will be generated for the Customer and assigned DSB Agent. Before handing over the Instruments, customer can check the Service code with the DSB Agent.
Once the DSB Agent collects the instruments, he will Click "DOCUMENT COLLECTED" icon in his Device/Mobile App and all the Service Request placed will be automatically flow to the designated Bank Branch portal. Â
CROSS THE INSTRUMENT BEFORE HANDING OVER :  ​You can deposit multiple Instruments at a time for collection using a single PAY-in-SLIP. However, before handing over any such Instruments, please ensure that all the Instruments are CROSSED (A/C PAYEE), Drawee Bank/Branch is different from your Home Branch. In case of TRANSFER Cheques (within the Home Branch), a separate PAY-in-SLIP has to be used. Â
HAND OVER IN A CLOSED ENVELOP :Â You should handover the Instrument(s) along with the Pay-in-Slip in a sealed ENVELOP for operational convenience and security. You can write no of instrument, your Bank Branch name and your name on the face of the Envelop.
​LINK YOUR MOBILE TO YOUR ACCOUNT BEFORE AVAILING THE SERVICE
IDENTIFYÂ Â THE DSB AGENT :Â Authorized DSB Agents are provided with a Photo ID Card and Dress code. Besides, after successful Service Request initiation a common Service Code will be generated for the Customer and assigned DSB Agent. Before handing over the Instruments, customer can check the Service code with the DSB Agent.
Once the DSB Agent collects the instruments, he will Click "DOCUMENT COLLECTED" icon in his Device/Mobile App and all the Service Request placed will be automatically flow to the designated Bank Branch portal. Â
CROSS THE INSTRUMENT BEFORE HANDING OVER :  ​You can deposit multiple Instruments at a time for collection using a single PAY-in-SLIP. However, before handing over any such Instruments, please ensure that all the Instruments are CROSSED (A/C PAYEE), Drawee Bank/Branch is different from your Home Branch. In case of TRANSFER Cheques (within the Home Branch), a separate PAY-in-SLIP has to be used. Â
HAND OVER IN A CLOSED ENVELOP :Â You should handover the Instrument(s) along with the Pay-in-Slip in a sealed ENVELOP for operational convenience and security. You can write no of instrument, your Bank Branch name and your name on the face of the Envelop.
 OTHER FACILITIES YOU CAN USE FROM DSB AGENTÂ
​ 1. You can keep Blank Pay-in-Slip for use. In case of your need, DSB Agents can also provide you the same at no cost. However, Pay-in-Slip provided by DSB Agents can be used for collection in any Account (SB/CA/CC/OD) of any Bank. Â
2. ​Once the Agent deposits the Instruments with the designated Bank Branch, DSB System will validate the Service Code of the customer and trigger a message "COMPLETED" which will be duly notified to the customer through Mobile App.
2. ​Once the Agent deposits the Instruments with the designated Bank Branch, DSB System will validate the Service Code of the customer and trigger a message "COMPLETED" which will be duly notified to the customer through Mobile App.