​PRECAUTIONS WHILE  INVESTINGÂ
 MANAGE  YOUR RISKSÂ
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MORE THAN 2000 VIEWSÂ Â Â IN ITS FIRST WEEK OF PUBLICATION Â
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Comprehensive  Article on Income tax changes in Rules, Rates , Slabs , Rebates  and EstimationÂ
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         TAX PLANNING FOR FY 2022-23 ( AY 2023-24 )Â
Comprehensive  Article on Income tax changes in Rules, Rates , Slabs , Rebates  and EstimationÂ
CLICK HERE TO READÂ
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TRADING AND INVESTING IN TIMES OF TURBULANCEÂ Â
PLAN N PROGRESSÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Presents an INTERVIEWÂ
With Mr Indrazith Shantharaj  , author  of  TRADE AND GROW RICH
on  TRADING AND INVESTING IN STOCK MARKETSÂ
    ​
PLAN N PROGRESSÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Presents an INTERVIEWÂ
With Mr Indrazith Shantharaj  , author  of  TRADE AND GROW RICH
on  TRADING AND INVESTING IN STOCK MARKETSÂ
    ​
RISKS OF INVESTMENT
EXERCISE CAUTION WHILE INVESTING
SEBI TAKES ACTION AGAINSTÂ Â UNREGISTERED ADVISORY WEBSITESÂ
Dated 25.03.2019 : Recently Security & Exchange Board of India ( SEBI ) has issued orders against  certain persons who were running advisory websites assuring gullible investors of huge unrealistic profits .
As per SEBI Order dated 20.03.2019 , the modus operandi of the promoters wasÂ
"   The  promoters create unregistered investment advisory  websites periodically and lure investors by promising assured monthly income  with unbelievable returns of 300-800% on buying and selling of securities based  on the tips provided by them.  They gave fancy names to schemes  as Jackpot package , zero loss package etc . Once the subscription is received, they  either give stock tips for few days to the subscribers and then stop entertaining  their calls, or avoid the calls of the subscribers entirely without giving any stock  tips. They claim in their websites that they are SEBI registered Advisory firm  without obtaining the SEBI registration as an Investment Adviser under SEBI  (Investment Advisers) Regulations 2013.  " Â
It is reported that many of the clients lost huge amounts , falling prey to the scam . Losses included advisory subscription payments and  loss in trading  . Based on the complaints received  SEBI has acted against the websites and asked bankers to withhold  operations in the accounts of the websites  .Â
 The concerned websites wereÂ
ï‚· www.trade4target.com
ï‚· www.niftysureshot.com
ï‚· www.mcxbhavishya.com
ï‚· www.callput.in
ï‚· www.newsbasedtips.com
ï‚· www.futuresandoption.com
ï‚· www.optiontips.in
ï‚· www.commoditytips.in
ï‚· www.sharetipslive.com
ï‚· www.thepremiumstocks.com
ï‚· www.callputoption.in
ï‚· www.tradingtipscomplaints.com
To read the complete order of SEBIÂ Â , CLICK HEREÂ
Dated 25.03.2019 : Recently Security & Exchange Board of India ( SEBI ) has issued orders against  certain persons who were running advisory websites assuring gullible investors of huge unrealistic profits .
As per SEBI Order dated 20.03.2019 , the modus operandi of the promoters wasÂ
"   The  promoters create unregistered investment advisory  websites periodically and lure investors by promising assured monthly income  with unbelievable returns of 300-800% on buying and selling of securities based  on the tips provided by them.  They gave fancy names to schemes  as Jackpot package , zero loss package etc . Once the subscription is received, they  either give stock tips for few days to the subscribers and then stop entertaining  their calls, or avoid the calls of the subscribers entirely without giving any stock  tips. They claim in their websites that they are SEBI registered Advisory firm  without obtaining the SEBI registration as an Investment Adviser under SEBI  (Investment Advisers) Regulations 2013.  " Â
It is reported that many of the clients lost huge amounts , falling prey to the scam . Losses included advisory subscription payments and  loss in trading  . Based on the complaints received  SEBI has acted against the websites and asked bankers to withhold  operations in the accounts of the websites  .Â
 The concerned websites wereÂ
ï‚· www.trade4target.com
ï‚· www.niftysureshot.com
ï‚· www.mcxbhavishya.com
ï‚· www.callput.in
ï‚· www.newsbasedtips.com
ï‚· www.futuresandoption.com
ï‚· www.optiontips.in
ï‚· www.commoditytips.in
ï‚· www.sharetipslive.com
ï‚· www.thepremiumstocks.com
ï‚· www.callputoption.in
ï‚· www.tradingtipscomplaints.com
To read the complete order of SEBIÂ Â , CLICK HEREÂ
 FAKE SMS TIPS LURING YOU TO BUY STOCKS Â
Dated 23.01.2018 : Now a days we are receiving number of SMS alerts advising us  to purchase named stocks  . These advises come from unknown entities . Many times we would hear the names of those stocks for the first time and many will be penny stocks . Messages typically claim Multibagger stocks , breaking news , insider news etc with a  advise to buy certain amount of shares at a particular price with a target price of many fold increase the share prices . Â
​Today we received one such message asking us to buy XYZ stock at Rs 63.95 with a sure target of Rs 65.20 and Rs 70 by weekend with a final target of Rs 120 . When we searched for the history of stock , we foundÂ
1.  The company is making negligible profit for last many yearsÂ
2. P/E Ratio is 407
3. The company has not distributed any dividend for last 5 yearsÂ
4. Company has Return on equity of 0.09 % , Return on Asset 0.15 % , Gross profit of margin of -9% .Â
5 . Promoters are holding just 1 % of the stock which means balance have already sold by them .Â
6. The prices have come down from high of Rs 668 to Rs 52 by Dec17 and now it is trading around Rs 63 .Â
It is reported that game of  such persons sending unsolicited advises is to artificially jack up the price of shares of the companies  which have no base of good balance sheet . Once prices jump as gullible investors put their money in , the original investors sell their shares and disappear .Â
Be careful of such messages . Independently investigate and decide whether to buy or not . Don't be trapped by scamsters Â
Dated 23.01.2018 : Now a days we are receiving number of SMS alerts advising us  to purchase named stocks  . These advises come from unknown entities . Many times we would hear the names of those stocks for the first time and many will be penny stocks . Messages typically claim Multibagger stocks , breaking news , insider news etc with a  advise to buy certain amount of shares at a particular price with a target price of many fold increase the share prices . Â
​Today we received one such message asking us to buy XYZ stock at Rs 63.95 with a sure target of Rs 65.20 and Rs 70 by weekend with a final target of Rs 120 . When we searched for the history of stock , we foundÂ
1.  The company is making negligible profit for last many yearsÂ
2. P/E Ratio is 407
3. The company has not distributed any dividend for last 5 yearsÂ
4. Company has Return on equity of 0.09 % , Return on Asset 0.15 % , Gross profit of margin of -9% .Â
5 . Promoters are holding just 1 % of the stock which means balance have already sold by them .Â
6. The prices have come down from high of Rs 668 to Rs 52 by Dec17 and now it is trading around Rs 63 .Â
It is reported that game of  such persons sending unsolicited advises is to artificially jack up the price of shares of the companies  which have no base of good balance sheet . Once prices jump as gullible investors put their money in , the original investors sell their shares and disappear .Â
Be careful of such messages . Independently investigate and decide whether to buy or not . Don't be trapped by scamsters Â
 LOOK BEFORE YOU LEAP ,  SPATE OF IPOS ARE COMINGÂ
Dated  11.09.2017 : We are finding surge in Initial Public Offerings( IPO )  and Offer For Sale ( OFS )  in recent weeks . Last week we reported two of such issues of M/S Bharat Road Networks Limited and M/S Dixon  Techonologies  ( India ) Limited . In  current week  we are  witnessing another two issues  of M/S Matrimony.com Limited and  ICICI Lombard general Insurance Company Limited  .   Further  there are host of companies who  have lined up  with issues , which are expected to hit the market early ,  including big names like M/S SBI Life Insurance Company Limited  , HDFC  Standard Life Insurance co Ltd ,  The New India Assurance Company Limited  and  smaller companies like Capicit'e Infraprojects Limited , Gandhar  Oil refinery , Future Supply Chain Solutions etc . Â
 Presently the markets are at their peak levels with NIFTY crossing 10,000 mark and SENSEX  at 32,000  . While it is right time for  companies to come up with  IPO  and  for promoters with OFS  , is it right time to subscribe for investors ?  .   Subscribers to many of  IPO  have also got a good return earlier in 2017 .   With the positive mood in the market ,  issues get oversubscribed , even with ambitious valuations  .  Hence it has been a win-win situation  for both sides  so far .Â
 OUR OBSERVATIONSÂ
 .  Our observations on the subject are as follows : Â
1.  With the market reaching its peak values ,  some analysts are expecting markets to reach new levels like 12,000  for Nifty  and 40,000  for Sensex  while some are expecting  a correction of 20 %  to reach back to 8,000 for nifty and 25,000 for sensex .Â
2. Whatever may analysts  say , markets  are having positive thinking and bullish  on prices .Â
3. Many investors have got good returns in recent times by subscribing to  IPO . However  there are some issues wherein subscribers  are incurring losses  even when markets are at peak .Â
4.  In the bullish atmosphere , many companies  are pushing their  IPO  with issue prices at a premium . They are sure of success of their  issues  at these prices .Â
5 .  IPOs are not only lined up with profit making big names , but also by  loss making companies .  Last week there was  an IPO offer from a company which made continuous loss for 5 years .  Another  company had made losses for 3 years  and had made profit only in the previous year .Â
6. The expectations of companies are proving right   , and even the company making losses for last 5 years gets over-subscribed  two times .Â
 Â
Â
​LOOK BEFORE YOU LEAP Â
We feel  now that time has come  to be cautious  for investors and to look before we leap  in to IPO Market .Â
1. When wind is blowing ,  we not only get  cool wind , but also dust  .  Try to segregate Â
2.  We should not participate in  euphoria ,  but after doing analysis of the issues coming up .Â
3 . Do some  home work on  company , promoters ,  sectors  and track record .Â
4. If you are unable to study yourself , take help of  neutral analysts  who have no interest in the issues . Better if they are  not  arrangers , managers or undertakers of the issue concerned .  Â
5.  Even if  a company is growing and making decent profits  , check whether it can sustain issue price .Â
6. Try to avoid such  companies  which have no good track records and profits are boosted up before issue dates .  Â
After go through all the above factors , you can go through some of the Reviews of good  & Reputed analysts and gather their opinions . Finally  decide  whether the issue is worth investing and how much  you can invest in the particular issue .Â
AVOID Â Â SWAYING Â YOUR DECISION FROM GLOSSY ADVERTISEMENTS Â OF THE ISSUERS Â AND CHERRY PICK Â NEW ISSUES Â .Â
GOOD LUCKÂ
​
Dated  11.09.2017 : We are finding surge in Initial Public Offerings( IPO )  and Offer For Sale ( OFS )  in recent weeks . Last week we reported two of such issues of M/S Bharat Road Networks Limited and M/S Dixon  Techonologies  ( India ) Limited . In  current week  we are  witnessing another two issues  of M/S Matrimony.com Limited and  ICICI Lombard general Insurance Company Limited  .   Further  there are host of companies who  have lined up  with issues , which are expected to hit the market early ,  including big names like M/S SBI Life Insurance Company Limited  , HDFC  Standard Life Insurance co Ltd ,  The New India Assurance Company Limited  and  smaller companies like Capicit'e Infraprojects Limited , Gandhar  Oil refinery , Future Supply Chain Solutions etc . Â
 Presently the markets are at their peak levels with NIFTY crossing 10,000 mark and SENSEX  at 32,000  . While it is right time for  companies to come up with  IPO  and  for promoters with OFS  , is it right time to subscribe for investors ?  .   Subscribers to many of  IPO  have also got a good return earlier in 2017 .   With the positive mood in the market ,  issues get oversubscribed , even with ambitious valuations  .  Hence it has been a win-win situation  for both sides  so far .Â
 OUR OBSERVATIONSÂ
 .  Our observations on the subject are as follows : Â
1.  With the market reaching its peak values ,  some analysts are expecting markets to reach new levels like 12,000  for Nifty  and 40,000  for Sensex  while some are expecting  a correction of 20 %  to reach back to 8,000 for nifty and 25,000 for sensex .Â
2. Whatever may analysts  say , markets  are having positive thinking and bullish  on prices .Â
3. Many investors have got good returns in recent times by subscribing to  IPO . However  there are some issues wherein subscribers  are incurring losses  even when markets are at peak .Â
4.  In the bullish atmosphere , many companies  are pushing their  IPO  with issue prices at a premium . They are sure of success of their  issues  at these prices .Â
5 .  IPOs are not only lined up with profit making big names , but also by  loss making companies .  Last week there was  an IPO offer from a company which made continuous loss for 5 years .  Another  company had made losses for 3 years  and had made profit only in the previous year .Â
6. The expectations of companies are proving right   , and even the company making losses for last 5 years gets over-subscribed  two times .Â
 Â
Â
​LOOK BEFORE YOU LEAP Â
We feel  now that time has come  to be cautious  for investors and to look before we leap  in to IPO Market .Â
1. When wind is blowing ,  we not only get  cool wind , but also dust  .  Try to segregate Â
2.  We should not participate in  euphoria ,  but after doing analysis of the issues coming up .Â
3 . Do some  home work on  company , promoters ,  sectors  and track record .Â
4. If you are unable to study yourself , take help of  neutral analysts  who have no interest in the issues . Better if they are  not  arrangers , managers or undertakers of the issue concerned .  Â
5.  Even if  a company is growing and making decent profits  , check whether it can sustain issue price .Â
6. Try to avoid such  companies  which have no good track records and profits are boosted up before issue dates .  Â
After go through all the above factors , you can go through some of the Reviews of good  & Reputed analysts and gather their opinions . Finally  decide  whether the issue is worth investing and how much  you can invest in the particular issue .Â
AVOID Â Â SWAYING Â YOUR DECISION FROM GLOSSY ADVERTISEMENTS Â OF THE ISSUERS Â AND CHERRY PICK Â NEW ISSUES Â .Â
GOOD LUCKÂ
​
  For INCOME TAX NEWS  CLICK HERE                         FOR BANKING NEWS   CLICK HEREÂ
 PRECAUTIONS BEFORE INVESTING IN  A  IPOÂ
WHAT IS AN IP0 Â ( INITIAL PUBLIC OFFER )Â
An initial public offering (IPO) is the first time that the stock of a private company is offered to the public. IPOs are often issued by smaller, younger companies seeking capital to expand, but they can also be done by large privately owned companies looking to become publicly traded.  ( The stock  of a corporation constitutes the equity stake of its owners. It represents the residual assets of the company that would be due to stockholders after discharge of all  claims on the corporation . Stockholders' equity cannot be withdrawn from the company in normal course . ) Â
With markets going up in recent months , many companies are planning to go public  with an eye  on realization of higher prices  on their stocks in the boom period . However investors have to be cautious before putting in their money  to avoid shocks  after issue .  Some of the   precautions we recommend to our readers :Â
1. WHO ARE THE PROMOTERS ? Check on their back ground , expertise  and track record .  Integrity of the  promoters , which is difficult to find out , plays  a major role on the future of the company . Remember saga of  SATYAMSÂ
2. WHERE  MY MONEY IS GO TO BE SPENT ?  Check on the end use of the issue price collected . Whether it is for expansion of business  , new venture  , off loading of existing debts   or just promoters taking back their  investment  ?Â
3. IN WHICH SECTOR COMPANY OPERATES ?  Know about the operations of the company , its business , its competitors  . Whether  company can withstand  in the environs  of the market ?Â
4.  TRACK RECORD OF THE COMPANY :  If the company is existing one , check  track record of the company and its financials  over  a period . Is company making consistent profits ?  What is the history of dividend  payments . Some times company would have already distributed as  dividend to the existing promoters ,  all its reserves before going public . Study its present financial statusÂ
5. ISSUE PRICE :  Even when all other parameters look good , check on the pricing of the issue  .Â
After go through all the above factors , you can go through some of the Reviews of good  & Reputed analysts and gather their opinions . Finally  decide  whether the issue is worth investing and how much  you can invest in the particular issue .Â
AVOID Â Â SWAYING Â YOUR DECISION FROM GLOSSY ADVERTISEMENTS Â OF THE ISSUERSÂ
An initial public offering (IPO) is the first time that the stock of a private company is offered to the public. IPOs are often issued by smaller, younger companies seeking capital to expand, but they can also be done by large privately owned companies looking to become publicly traded.  ( The stock  of a corporation constitutes the equity stake of its owners. It represents the residual assets of the company that would be due to stockholders after discharge of all  claims on the corporation . Stockholders' equity cannot be withdrawn from the company in normal course . ) Â
With markets going up in recent months , many companies are planning to go public  with an eye  on realization of higher prices  on their stocks in the boom period . However investors have to be cautious before putting in their money  to avoid shocks  after issue .  Some of the   precautions we recommend to our readers :Â
1. WHO ARE THE PROMOTERS ? Check on their back ground , expertise  and track record .  Integrity of the  promoters , which is difficult to find out , plays  a major role on the future of the company . Remember saga of  SATYAMSÂ
2. WHERE  MY MONEY IS GO TO BE SPENT ?  Check on the end use of the issue price collected . Whether it is for expansion of business  , new venture  , off loading of existing debts   or just promoters taking back their  investment  ?Â
3. IN WHICH SECTOR COMPANY OPERATES ?  Know about the operations of the company , its business , its competitors  . Whether  company can withstand  in the environs  of the market ?Â
4.  TRACK RECORD OF THE COMPANY :  If the company is existing one , check  track record of the company and its financials  over  a period . Is company making consistent profits ?  What is the history of dividend  payments . Some times company would have already distributed as  dividend to the existing promoters ,  all its reserves before going public . Study its present financial statusÂ
5. ISSUE PRICE :  Even when all other parameters look good , check on the pricing of the issue  .Â
- Â FOR EXISTING COMPANIES The price to earnings ratio (this is price that the issue is offered upon earnings per share) which would throw light on the pricing of the issue.Â
- operating margins (this is the income from operation less expenses from operation),
- Market capitalization (it is the number of share multiplied by the price at which it is offered) with the current companies in the sector that are listed in the market.
After go through all the above factors , you can go through some of the Reviews of good  & Reputed analysts and gather their opinions . Finally  decide  whether the issue is worth investing and how much  you can invest in the particular issue .Â
AVOID Â Â SWAYING Â YOUR DECISION FROM GLOSSY ADVERTISEMENTS Â OF THE ISSUERSÂ
PRECAUTIONS BEFORE INVESTING IN Â Â stock marketÂ
Risks of an investment  in shares  is losing at the extreme  of all the money invested while  rewards  are also unlimited . It is a high risk investment  as entire money invested can be lost .  It is  like  being a sleeping partner  in  partnership where business is managed  by  active partner and sleeping partner's gains depend up on the ability of active partners  to generate profit . Only difference is sleeping partner has unlimited liability in a partnership while share holder's liability is limited to  shares bought  and money invested .Â
In spite of such a a risk , investors are attracted to Share market  . Firstly because of their greed to make more money and secondly lured by the history of the market where many investors have gained with their prudent investments . While risk is a possibility of loss , history of the market  shows  better yield on share investment than many other modes of investments . Â
Before investing in shares , one has to  study his own financial position , loss bearing ability  and the greed he has for the  money . A prudent investor will invest only that much funds which he  is comfortable to invest in a risky venture .  He allocates  such a portion of his invest-able surplus which will not make him lose  his good night sleep. Further he diversifies  his investment in shares to various  sectors and sub-sectors of economy so that his risk is not concentrated .Â
​You are   parting with your hard earned money  , with an intention to make good profit ,  to  a risky investment when you are  buying shares  . Please remember that there is no guarantee of profit or avoidance of loss , whatever  a share broker may promise . Before   taking  risky adventure , you have to have  safety guard  to protect your self from  huge losses in  the venture . Some of the precautions we recommend :Â
 1. TIME  & ENERGY  :  Before  parting your money , be prepared to spend your Time  and energy  to know about the shares  that you are going to invest in .  Try to understand the business of the company and the market for its share . Knowledge , Time , Effort and DISCIPLINE  is necessary  to be successful .Â
2. DIVERSIFY : Do not put all your money in single  a basket .  Distribute  your investment in various  sectors  and various stocks . Not to invest  , say more than 5 %  , in any single stock .Â
3. PATIENCE :   Once you have  zeroed on any  share , have patience  to wait for  the price you want to pay  . Do not go by euphoria of the market .Â
4. PLAN :  Have a plan  when to buy  , hold up to what price  and  a  stop loss  for your trade .Â
5 . BE READY FOR LOSS  :  All our knowledge  and expertise  may not yield desired results  in all the time .   If you can not afford LOSS , do not enter the market . LOSS is an essential component of the market .Â
In spite of such a a risk , investors are attracted to Share market  . Firstly because of their greed to make more money and secondly lured by the history of the market where many investors have gained with their prudent investments . While risk is a possibility of loss , history of the market  shows  better yield on share investment than many other modes of investments . Â
Before investing in shares , one has to  study his own financial position , loss bearing ability  and the greed he has for the  money . A prudent investor will invest only that much funds which he  is comfortable to invest in a risky venture .  He allocates  such a portion of his invest-able surplus which will not make him lose  his good night sleep. Further he diversifies  his investment in shares to various  sectors and sub-sectors of economy so that his risk is not concentrated .Â
​You are   parting with your hard earned money  , with an intention to make good profit ,  to  a risky investment when you are  buying shares  . Please remember that there is no guarantee of profit or avoidance of loss , whatever  a share broker may promise . Before   taking  risky adventure , you have to have  safety guard  to protect your self from  huge losses in  the venture . Some of the precautions we recommend :Â
 1. TIME  & ENERGY  :  Before  parting your money , be prepared to spend your Time  and energy  to know about the shares  that you are going to invest in .  Try to understand the business of the company and the market for its share . Knowledge , Time , Effort and DISCIPLINE  is necessary  to be successful .Â
2. DIVERSIFY : Do not put all your money in single  a basket .  Distribute  your investment in various  sectors  and various stocks . Not to invest  , say more than 5 %  , in any single stock .Â
3. PATIENCE :   Once you have  zeroed on any  share , have patience  to wait for  the price you want to pay  . Do not go by euphoria of the market .Â
4. PLAN :  Have a plan  when to buy  , hold up to what price  and  a  stop loss  for your trade .Â
5 . BE READY FOR LOSS  :  All our knowledge  and expertise  may not yield desired results  in all the time .   If you can not afford LOSS , do not enter the market . LOSS is an essential component of the market .Â
Trading v/s InvestmentÂ
Even some  experienced investors  get confused over trading and investing in shares . While  traders hold their position for short period , investors hold  for their positions  a longer period . Of course both  take positions to earn profit . Basic difference is the traders  take position  based on their study of market price movement  while investors  take positions on the  fundamental values of the shares .  While study of movement of prices is called Technical analysis  ,  study of value of shares is called Fundamental analysis .  As market price moves swiftly during trading sessions ,  a  trader has to continuously monitor his position and decide when to come out .  An investor whose position is based on the study of fundamentals of the company and  fundamentals change  most of the time gradually and over a period . Hence investor need not worry about daily , hourly movement of the market prices . However he has to monitor  the financial position of the company on  a regular basis to decide when he has to come out .  A person who can not devote all his time to the market  has to refrain from trading .Â
INVESTMENT ADVISORSÂ
As there are thousands of scripts available in stock market , a new investor gets perplexed in what to invest .  But there is no dearth of advise in what to invest . We have brokerages , TV channels , news papers and financial magazines , independent financial advisors , investment gurus ,  astrologers who all advise  what to buy , when to buy  and when to sell . Most of them trumpet about  their success in predictions and the profits earned by their followers . Many times they hide the fact that all their predictions have not come true  and their followers also have had losses .  Hence one has to be diligent in a choosing an advisor . Â
Investment Decisions on  stocksÂ
As a new investor  , one requires some advise from the knowledgables and gurus in the absence of personal experience .  Each one of the advisors will have his own favorites  and he/ she  would dish out few selections for action . However it will be prudent for the  investor to  independently study the company , its promoters , their track record , financial position of the company  and the business of the company and be satisfied before investing . In fact  it would be better to study  various opinions available in the media  on the stock and decide for himself to invest what percentage of excess fund reserved for stock investment  in to this stock .  One can make a short list of " his would be investing  shares "  for  final selection . Investment can be done  gradually over the period  waiting for the dips to improve the  buying cost .  One should be  careful about the advisors who have  personal  vested  interest in making you to buy a particular stock . Â
One can think of  investing  in  equity mutual funds  before actually start investing in individual shares  , as that will give glimpse of how the market movement  affects our investment .  Equity mutual funds are  managed by professionals and would be more diversified than investing in individual stock . However risk level continues to be High Only .Â
One can think of  investing  in  equity mutual funds  before actually start investing in individual shares  , as that will give glimpse of how the market movement  affects our investment .  Equity mutual funds are  managed by professionals and would be more diversified than investing in individual stock . However risk level continues to be High Only .Â
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DISCLAIMERÂ
We are not SEBI  registered advisor and the the articles contained in the website , including this page , is not an investment advice .  In case if you are interested in Investing , you  may contact your Financial Advisor for  the same . We  cannot be held for any loss arising out  of your investment  made as per the article .Â