PERMANENT ACCOUNT NUMBER / PAN CARD
GET INSTANT PAN CARD NOW
HOW TO DOWNLOAD INSTANT PAN CARD FROM THE NEW E-FILING WEBSITE ?
PAN CARD DOWNLOAD IN 10 MINUTES
  Now with the launch of new e-filing website of Income tax Department , one can get instant PAN Number in the following way :Â
1. Log  on to new e-website portal / instant e-pan    Â
2. Enter your 12 digit Aadhaar NumberÂ
3. Confirm the following :Â
5. Enter the OTP Number and proceed  .Â
​6.  On the Validate Aadhaar Details page, select the I Accept that checkbox and click Continue.  Â
7. On successful submission, a success message is displayed along with an Acknowledgement Number. Please keep a note of the Acknowledgement ID for future reference. You will also receive a confirmation message on your mobile number linked with Aadhaar.
8. You will receive  your PAN Number in 10 minutes and download the PAN NUmberÂ
​
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1. Log  on to new e-website portal / instant e-pan    Â
2. Enter your 12 digit Aadhaar NumberÂ
3. Confirm the following :Â
- I have never been allotted a Permanent Account Number (PAN)
- My active mobile number is linked with Aadhaar
- My complete date of birth (DD-MM-YYYY) is available on Aadhaar card
- I am not minor as on application date of Permanent Account Number (PAN)Â Â
5. Enter the OTP Number and proceed  .Â
​6.  On the Validate Aadhaar Details page, select the I Accept that checkbox and click Continue.  Â
7. On successful submission, a success message is displayed along with an Acknowledgement Number. Please keep a note of the Acknowledgement ID for future reference. You will also receive a confirmation message on your mobile number linked with Aadhaar.
8. You will receive  your PAN Number in 10 minutes and download the PAN NUmberÂ
​
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INOPERTIVE PAN - CLARIFICATIONS
Dated 19.07.2023 : Some PAN holders who are required to link their PAN would have omitted to link their aadhaar with PAN and consequentially their PAN would have become inoperative . Some Non resident Indians would not have intimated their present residential status to the income tax department . Hence their PAN could have been made inoperative , even-though NRIs are exempted from linking their PAN Number with Aadhaar . Â
With regard to PAN Cards becoming inoperative due to non-linking with Aadhaar, income tax department has now issued following clarifications :Â
1. ITD has mapped the residential status of NRIs in case they have filed the ITR in any of the last 3 AYs or they have intimated their residential status to the Jurisdictional Assessing Officer (JAO). The PANs have been rendered inoperative, in case any one of the above-mentioned criteria is not met. The NRIs whose PANs are inoperative are requested to intimate their residential status to their respective JAO along with supporting documents with a request to update their residential status in the PAN database. Details of JAO can be found at - https://eportal.incometax.gov.in/iec/foservices/#/pre-login/knowYourAO
2. The PANs of OCIs/foreign citizens, who may have applied for PAN under resident status and have not corrected/updated their residential status to the Jurisdictional Assessing Officer (JAO) or have not filed ITR in any of the last 3 AYs, have been rendered inoperative. The OCIs/foreign citizens are requested to intimate their residential status to their respective JAO along with supporting documents with a request to update their residential status in the PAN database. Details of JAO can be found at - https://eportal.incometax.gov.in/iec/foservices/#/pre-login/knowYourAO
3. It is clarified that an inoperative PAN is not an inactive PAN. One may file the Income Tax Return (ITR), irrespective of PAN becoming inoperative. Only following are the consequences of ‘inoperative’ PAN:
i. Pending refunds and interest on such refunds will not be issued to inoperative PANs.
ii. TDS will be required to be deducted at a higher rate for inoperative PANs in accordance with section 206AA.
iii. TCS will be required to be collected at a higher rate for inoperative PANs in accordance with section 206CC.
Kindly refer to the CBDT Notification No.15/2023 dated 28th March, 2023 for details:Â Â
( If your PAN is rendered inoperative due to non-linking of aadhaar , and if you link Aadhaar with your PAN after paying penalty now , permanent account number shall become operative within thirty days from the date of linking Aadhaar with PAN .
​To read the clarifications issued by CBDT , click hereÂ
Dated 19.07.2023 : Some PAN holders who are required to link their PAN would have omitted to link their aadhaar with PAN and consequentially their PAN would have become inoperative . Some Non resident Indians would not have intimated their present residential status to the income tax department . Hence their PAN could have been made inoperative , even-though NRIs are exempted from linking their PAN Number with Aadhaar . Â
With regard to PAN Cards becoming inoperative due to non-linking with Aadhaar, income tax department has now issued following clarifications :Â
1. ITD has mapped the residential status of NRIs in case they have filed the ITR in any of the last 3 AYs or they have intimated their residential status to the Jurisdictional Assessing Officer (JAO). The PANs have been rendered inoperative, in case any one of the above-mentioned criteria is not met. The NRIs whose PANs are inoperative are requested to intimate their residential status to their respective JAO along with supporting documents with a request to update their residential status in the PAN database. Details of JAO can be found at - https://eportal.incometax.gov.in/iec/foservices/#/pre-login/knowYourAO
2. The PANs of OCIs/foreign citizens, who may have applied for PAN under resident status and have not corrected/updated their residential status to the Jurisdictional Assessing Officer (JAO) or have not filed ITR in any of the last 3 AYs, have been rendered inoperative. The OCIs/foreign citizens are requested to intimate their residential status to their respective JAO along with supporting documents with a request to update their residential status in the PAN database. Details of JAO can be found at - https://eportal.incometax.gov.in/iec/foservices/#/pre-login/knowYourAO
3. It is clarified that an inoperative PAN is not an inactive PAN. One may file the Income Tax Return (ITR), irrespective of PAN becoming inoperative. Only following are the consequences of ‘inoperative’ PAN:
i. Pending refunds and interest on such refunds will not be issued to inoperative PANs.
ii. TDS will be required to be deducted at a higher rate for inoperative PANs in accordance with section 206AA.
iii. TCS will be required to be collected at a higher rate for inoperative PANs in accordance with section 206CC.
Kindly refer to the CBDT Notification No.15/2023 dated 28th March, 2023 for details:Â Â
( If your PAN is rendered inoperative due to non-linking of aadhaar , and if you link Aadhaar with your PAN after paying penalty now , permanent account number shall become operative within thirty days from the date of linking Aadhaar with PAN .
​To read the clarifications issued by CBDT , click hereÂ
 PAN NUMBER NEEDED FOR OPENING CURRENT ACCOUNT  :Â
Also required for depositing / withdrawing cash Rs 20 lakhs Â
Dated 11.05.2022 :  Now  quoting of PAN NUMBER is made mandatory  if you want to open a current account  with any bank or post office .  If you want to deposit a total cash of Rs  20 lakhs  or withdraw cash of Rs 20 lakhs  from bank accounts in a financial  year April to March , you have to necessarily   quote your PAN Number . The amount of cash transactions is to be taken from all your bank accounts  if you maintain multiple banking accounts .  The rule also applies to co-operative banks  .
As per the latest gazette notification issued by the Ministry of Finance ,  the Income tax rule 114b  has been amended and  PAN is required for the following:Â
(a) cash deposit or deposits aggregating to Rs 20 lakhs or more in a financial year, in one or more account of a person with a bank  or a Post Office;
(b) cash withdrawal or withdrawals aggregating to Rs 20 lakhs or more in a financial year, in one or more account of a person with a bank or a Post Office;
(c) opening of a current account or cash credit account by a person with a bank or a   or a Post Office.Â
To read the Gazette notification dated 10.05.2022 , CLICK HEREÂ
Also required for depositing / withdrawing cash Rs 20 lakhs Â
Dated 11.05.2022 :  Now  quoting of PAN NUMBER is made mandatory  if you want to open a current account  with any bank or post office .  If you want to deposit a total cash of Rs  20 lakhs  or withdraw cash of Rs 20 lakhs  from bank accounts in a financial  year April to March , you have to necessarily   quote your PAN Number . The amount of cash transactions is to be taken from all your bank accounts  if you maintain multiple banking accounts .  The rule also applies to co-operative banks  .
As per the latest gazette notification issued by the Ministry of Finance ,  the Income tax rule 114b  has been amended and  PAN is required for the following:Â
(a) cash deposit or deposits aggregating to Rs 20 lakhs or more in a financial year, in one or more account of a person with a bank  or a Post Office;
(b) cash withdrawal or withdrawals aggregating to Rs 20 lakhs or more in a financial year, in one or more account of a person with a bank or a Post Office;
(c) opening of a current account or cash credit account by a person with a bank or a   or a Post Office.Â
To read the Gazette notification dated 10.05.2022 , CLICK HEREÂ
 FM OFFICIALLY INAUGURATES  INSTANT PAN FACILITY NOWÂ
Dated 28.05.2020 :  Hon’ble Union Finance Minister Smt. Nirmala Sitharaman formally launched the facility for instant allotment of PAN (on near to real time basis) today on 28th May, 2020. This facility was made available by the income tax department in February 2020 . It available for those PAN applicants who possess a valid Aadhaar number and have a mobile number registered with Aadhaar. The allotment process is paperless and an electronic PAN (e-PAN) is issued to the applicants free of cost.  Â
Though the facility of instant PAN through Aadhaar based e-KYC has been launched  formally by the Hon’ble FM today, its ‘Beta version’ on trial basis was  started on 12th Feb 2020 on the e-filing website of Income Tax Department. Since then onwards 6,77,680 instant PANs have been allotted with a turnaround time of about 10 minutes, till 25th May 2020.Â
To read Ministry of finance Press release dated 28.05.2020 in this regard , CLICK HEREÂ
WHAT IS PERMANENT ACCOUNT NUMBER - PAN CARD ?
  Permanent Account Number (PAN) is a ten-digit alphanumeric number, issued in the form of a laminated card, by the Income Tax Department, to any "person" who applies for it or to whom the department allots the number without an application. Â
PAN enables the Income Tax department to link all transactions of the "person" with the income tax department which include tax payments, TDS/TCS credits, returns of income/wealth/gift/FBT, specified transactions, correspondence, and so on. PAN, thus, acts as an identifier for the "person" with the tax department. Â
A typical PAN is AAAPD1234K.
First three characters i.e. "AAA" in the above PAN are alphabetic series running from
AAA to ZZZ
Fourth character of PAN i.e. "P" in the above PAN represents the status of the PAN holder. "P" stands for Individual, "F" stands for Firm, "C" stands for Company, "H" stands for HUF, "A" stands for AOP, "T" stands for TRUST etc.
Fifth character i.e. "D" in the above PAN represents first character of the PAN
holder's last name/surname say DelhiwalaÂ
Next four characters i.e. "1234" in the above PAN are sequential number running from 0001 to 9999.
Last character i.e. "K" in the above PAN is an alphabetic check digit.
 The legal authority for PAN comes from section 139A of Income Tax actÂ
PAN enables the Income Tax department to link all transactions of the "person" with the income tax department which include tax payments, TDS/TCS credits, returns of income/wealth/gift/FBT, specified transactions, correspondence, and so on. PAN, thus, acts as an identifier for the "person" with the tax department. Â
A typical PAN is AAAPD1234K.
First three characters i.e. "AAA" in the above PAN are alphabetic series running from
AAA to ZZZ
Fourth character of PAN i.e. "P" in the above PAN represents the status of the PAN holder. "P" stands for Individual, "F" stands for Firm, "C" stands for Company, "H" stands for HUF, "A" stands for AOP, "T" stands for TRUST etc.
Fifth character i.e. "D" in the above PAN represents first character of the PAN
holder's last name/surname say DelhiwalaÂ
Next four characters i.e. "1234" in the above PAN are sequential number running from 0001 to 9999.
Last character i.e. "K" in the above PAN is an alphabetic check digit.
 The legal authority for PAN comes from section 139A of Income Tax actÂ
​New Updated ArticleÂ
      Â
 TAX PLANNING FOR FY 2022-23 ( AY 2023-24 )Â
Comprehensive  Article on Income tax changes in Rules, Rates , Slabs , Rebates  and EstimationÂ
CLICK HERE TO READ ​
      Â
 TAX PLANNING FOR FY 2022-23 ( AY 2023-24 )Â
Comprehensive  Article on Income tax changes in Rules, Rates , Slabs , Rebates  and EstimationÂ
CLICK HERE TO READ ​
PAN CARD APPLY - Who has to apply for PAN Number ?
 SECTION 139A  OF INCOME TAX ACT ​Â
 As per  section 139a of Income Tax Act  , you   have to apply for PAN number  , if you have not   got a PAN Number so far ,Â
(i) if  your total income in a financial year exceeded the maximum amount which is not chargeable to income-tax; or
(ii) carrying on any business or profession whose total sales, turnover or gross receipts are or is likely to exceed Rs 5.00 lkahs in a financial year; or
(iii) if you are required to furnish a return of income ; or
(iv) being an employer, if required to furnish a return of fringe benefits under section 115WD, or
(v) being a resident, other than an individual, which enters into a financial transaction of an amount aggregating to Rs 2,50,000 or more in a financial year; or
(vi) if you are the managing director, director, partner, trustee, author, founder, karta, chief executive officer, principal officer or office bearer of the person referred to in clause (v) or any person competent to act 53[on behalf of the person referred to in clause (v); or
(vii) if you intend to enter into such transaction as may be prescribed by the Board in the interest of revenue,]
 As per  section 139a of Income Tax Act  , you   have to apply for PAN number  , if you have not   got a PAN Number so far ,Â
(i) if  your total income in a financial year exceeded the maximum amount which is not chargeable to income-tax; or
(ii) carrying on any business or profession whose total sales, turnover or gross receipts are or is likely to exceed Rs 5.00 lkahs in a financial year; or
(iii) if you are required to furnish a return of income ; or
(iv) being an employer, if required to furnish a return of fringe benefits under section 115WD, or
(v) being a resident, other than an individual, which enters into a financial transaction of an amount aggregating to Rs 2,50,000 or more in a financial year; or
(vi) if you are the managing director, director, partner, trustee, author, founder, karta, chief executive officer, principal officer or office bearer of the person referred to in clause (v) or any person competent to act 53[on behalf of the person referred to in clause (v); or
(vii) if you intend to enter into such transaction as may be prescribed by the Board in the interest of revenue,]
WHAT IS PAN CARD USED FOR ? ​
 FINANCIAL TRANSACTIONS THAT REQUIRE PANÂ
  It is mandatory to quote PAN on return of income, all correspondence with any income tax authority. From 1 January 2005 it has become mandatory to quote PAN on challans for any payments due to Income Tax Department.
It is also useful / mandatory to quote PAN in all documents pertaining to the following financial transactions  ( For some transactions , above required threshold amount  ) :-
 (a) sale / purchase of any immovable property valued five lakh rupees or more;
 (b) sale / purchase of a motor vehicle except two wheelersÂ
 (c) a time deposit, exceeding fifty thousand rupees, with a banking company ;
 (d) a deposit, exceeding fifty thousand rupees, in any account with Post Office Savings Bank;
 (e) for sale or purchase of securities of  value exceeding one lakh rupees ;
 (f) opening a bank account;
 (g) making an application for telephone connection (including mobile telephone );
 (h) payment to hotels and restaurants exceeding twenty-five thousand rupees at any one time ;
 (i) for cash purchase of bank drafts / pay orders / banker's cheques for an amount aggregating fifty thousand rupees or more during any one day;
 (j) deposit in cash aggregating fifty thousand rupees or more with a bank during any one day;
 (k) cash payment for travel to any foreign country of an amount exceeding twenty-five thousand rupees at any one time.
 (l) for applying credit card or debit card.
(m) payment of an amount of fifty thousand rupees or more for purchase of Mutual Fund / shares / debentures / bonds / insurance premium
 (n) payment of an amount of fifty thousand rupees or more to the Reserve Bank of India
 (o) payment for buying bullion / jewelleryÂ
 (i) of an amount of five lakh rupees or more at any one time; or
 (ii) against, a bill for an amount of five lakh rupees or more,
It is also useful / mandatory to quote PAN in all documents pertaining to the following financial transactions  ( For some transactions , above required threshold amount  ) :-
 (a) sale / purchase of any immovable property valued five lakh rupees or more;
 (b) sale / purchase of a motor vehicle except two wheelersÂ
 (c) a time deposit, exceeding fifty thousand rupees, with a banking company ;
 (d) a deposit, exceeding fifty thousand rupees, in any account with Post Office Savings Bank;
 (e) for sale or purchase of securities of  value exceeding one lakh rupees ;
 (f) opening a bank account;
 (g) making an application for telephone connection (including mobile telephone );
 (h) payment to hotels and restaurants exceeding twenty-five thousand rupees at any one time ;
 (i) for cash purchase of bank drafts / pay orders / banker's cheques for an amount aggregating fifty thousand rupees or more during any one day;
 (j) deposit in cash aggregating fifty thousand rupees or more with a bank during any one day;
 (k) cash payment for travel to any foreign country of an amount exceeding twenty-five thousand rupees at any one time.
 (l) for applying credit card or debit card.
(m) payment of an amount of fifty thousand rupees or more for purchase of Mutual Fund / shares / debentures / bonds / insurance premium
 (n) payment of an amount of fifty thousand rupees or more to the Reserve Bank of India
 (o) payment for buying bullion / jewelleryÂ
 (i) of an amount of five lakh rupees or more at any one time; or
 (ii) against, a bill for an amount of five lakh rupees or more,
ARE YOU WORRIED ABOUT STATUS OF YOUR PAN NUMBER ? Â Â Â CLICK HEREÂ
FOR INCOME TAX NEWS Â Â CLICK HERE Â Â Â FOR BANKING NEWS Â CLICK HERE Â Â Â Â Â Â FOR NEWS ON IPO , NCD Â ETC , Â CLICK HEREÂ
FOR INCOME TAX NEWS Â Â CLICK HERE Â Â Â FOR BANKING NEWS Â CLICK HERE Â Â Â Â Â Â FOR NEWS ON IPO , NCD Â ETC , Â CLICK HEREÂ
PAN CARD ONLINE APPLY -HOW TO APPLY FOR PAN CARD ONLINE ?
 Application for PAN can be made following ways : Â
There are two agencies authorized to accept and issue PAN cards viz : NSDL e-infrastructure Ltd  and UTI Infrastructure and services Ltd .
 Â
1.  You can either apply on NSDL Website   or UTIITSL website  . Further paper PAN applications can also be sent to the above two agencies or in the Facilitation centres  . Addresses are avaialble on their websites .Â
2. In rural areas , PAN applications can be submitted at Common Services Centres ( CSS )Â
3. Paperless on -line eKYC or-e-signature based PAN application can be made ( Presently it is paused for upgradation )Â
There are two agencies authorized to accept and issue PAN cards viz : NSDL e-infrastructure Ltd  and UTI Infrastructure and services Ltd .
 Â
1.  You can either apply on NSDL Website   or UTIITSL website  . Further paper PAN applications can also be sent to the above two agencies or in the Facilitation centres  . Addresses are avaialble on their websites .Â
2. In rural areas , PAN applications can be submitted at Common Services Centres ( CSS )Â
3. Paperless on -line eKYC or-e-signature based PAN application can be made ( Presently it is paused for upgradation )Â
PAN CARD APPLICATION STATUS
How to check PAN Application Status ?Â
If you have applied  for PAN Number on NSDL website or UTIITSL Website . Keep the  15 numeric ACKNOWLEDGEMENT NUMBER with youÂ
and go to NSDL WEBSITEÂ Â
​In the form , you  fill acknowlegement number and Captcha  . You will know the present status of your applicationÂ
If you have applied  for PAN Number on NSDL website or UTIITSL Website . Keep the  15 numeric ACKNOWLEDGEMENT NUMBER with youÂ
and go to NSDL WEBSITEÂ Â
​In the form , you  fill acknowlegement number and Captcha  . You will know the present status of your applicationÂ
TAX ON RETIREMENT Â Â MORE THAN 2000 VIEWSÂ Â Â IN ITS FIRST WEEK OF Â PUBLICATIONÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â CLICK HERE TO READÂ
 HOW TO  LINK YOUR AADHAAR TO PAN  ?  CLICK HEREÂ
​
WHAT IS NEW ON PLAN N PROGRESS ?    ​
DOCUMENTS REQUIRED FOR APPLYINGÂ FOR PAN CARDÂ
One has to produce  following documentsÂ
 1. Identification Proof 2.  Address Proof  /  Residence Proof  3.  Proof of date of Birth .Â
Quoting of AADHAAR Number is mandatory for applying for PAN Card .Â
Some of the documents accepted
​
as Proof of Identification :Â
1. PassportÂ
2. Postal Address Card
3. Ration CardÂ
4. Voter IDÂ
5. Driving LicenseÂ
6. Â Government / Â PSU Â Photo ID CardsÂ
7, Photo ATM Card / Debit Card / Credit CARDÂ
8. NREGS Job cardÂ
9 . Pensioner / Freedom Fighter  Photo CardÂ
10 Kissan  Photo PassbookÂ
​11 . Certificate of Identity issued by a Gazetted Officer / TahsildarÂ
​as Proof of Address :Â
1. PassportÂ
2. . Bank  / Post Office  Passbook / statement of accountÂ
3. Ration CardÂ
4. Voter IDÂ
5. Driving LicenseÂ
6. Â Government / Â PSU Â Photo ID CardsÂ
​7. Telephone Landline Bill
8. Electricity BillÂ
9 . Water BillÂ
10. Â Property Tax ReceiptÂ
11. Insurance policyÂ
12 . Credit  Card statementÂ
as Proof of Residence :Â
1. PDS CardÂ
2. MNREGA CardÂ
3. Pension cardÂ
4. Any other Central / state government issued family entitlement documentÂ
For Date of Birth  :Â
 1. Birth CertificateÂ
2. SSLC CertificateÂ
3. PassportÂ
4.  Certificate of date of Birth issued by  Group A Gazetted OfficerÂ
 1. Identification Proof 2.  Address Proof  /  Residence Proof  3.  Proof of date of Birth .Â
Quoting of AADHAAR Number is mandatory for applying for PAN Card .Â
Some of the documents accepted
​
as Proof of Identification :Â
1. PassportÂ
2. Postal Address Card
3. Ration CardÂ
4. Voter IDÂ
5. Driving LicenseÂ
6. Â Government / Â PSU Â Photo ID CardsÂ
7, Photo ATM Card / Debit Card / Credit CARDÂ
8. NREGS Job cardÂ
9 . Pensioner / Freedom Fighter  Photo CardÂ
10 Kissan  Photo PassbookÂ
​11 . Certificate of Identity issued by a Gazetted Officer / TahsildarÂ
​as Proof of Address :Â
1. PassportÂ
2. . Bank  / Post Office  Passbook / statement of accountÂ
3. Ration CardÂ
4. Voter IDÂ
5. Driving LicenseÂ
6. Â Government / Â PSU Â Photo ID CardsÂ
​7. Telephone Landline Bill
8. Electricity BillÂ
9 . Water BillÂ
10. Â Property Tax ReceiptÂ
11. Insurance policyÂ
12 . Credit  Card statementÂ
as Proof of Residence :Â
1. PDS CardÂ
2. MNREGA CardÂ
3. Pension cardÂ
4. Any other Central / state government issued family entitlement documentÂ
For Date of Birth  :Â
 1. Birth CertificateÂ
2. SSLC CertificateÂ
3. PassportÂ
4.  Certificate of date of Birth issued by  Group A Gazetted OfficerÂ
PAN CARD FEES
Â
Application fee  is Rs 110 ( including GST ) for Indian citizens . Additional Rs 910 to be paid for despatching the card outside IndiaÂ
The fees can be paid by Net banking / debit card / Credit card for applying on -line and by cash or Demand Draft for paper applications .Â
Application fee  is Rs 110 ( including GST ) for Indian citizens . Additional Rs 910 to be paid for despatching the card outside IndiaÂ
The fees can be paid by Net banking / debit card / Credit card for applying on -line and by cash or Demand Draft for paper applications .Â
​​​NEW ARTICLES PUBLISHED  :
PRECAUTIONS WHILE Â INVESTING.
PRECAUTIONS WHILE Â INVESTING.
PAN CARD UPDATE
HOW TO UPDATE YOURÂ PAN DETAILS ?Â
 One may need to change the details of address  , names after marriage , mobile numbers , e-mail address or any other information after enrolment . To update  these details , one can use mode of on-line updation  ,  or send request by post or by visiting permanent enrolment centre .Â
​If you want to update on-line ,  CLICK HERE   to visit the site  . You may also visit PAN Facilitation Centres of the two agencies also for updation .Â
​If you want to update on-line ,  CLICK HERE   to visit the site  . You may also visit PAN Facilitation Centres of the two agencies also for updation .Â